Skip to main content

Financial well-being resources

Financial well-being is the ultimate goal of financial education. To help people improve their financial well-being, you first must be able to measure it.

Financial well-being describes a condition wherein a person can fully meet current and ongoing financial obligations, can feel secure in their financial future, and is able to make choices that allow them to enjoy life. It’s determined by the extent to which people feel that they:

  • Have control over day-to-day, month-to-month finances
  • Have the capacity to absorb a financial shock
  • Are on track to meet his or her financial goals
  • Have the financial freedom to make the choices that allow one to enjoy life

Get started measuring financial well-being

The toolkit provides an introduction to the financial well-being scale, with instructions, case studies, and other resources.

Measure and score financial well-being 

The financial well-being scale is a free tool to help you measure your client’s financial well-being. 

Share the quiz with people you serve

Integrate the financial well-being scale into your program

Financial education organizations are using the financial well-being scale in a variety of ways to improve their services and programs.

Bring financial well-being to your program

Explore financial well-being findings

We have conducted research on the state of financial well-being in America. 

See our conclusions