Bank accounts common issues

I deposited a check and waited until I was able to withdraw the money from the bank. I later found out that the check was fraudulent. The bank/credit union took the money back, and now my account is overdrawn. Can they charge me an overdraft fee?

I wrote a check and the person I gave it to increased the amount of the check before cashing it. The bank/credit union paid the higher amount rather than the amount I had written. What can I do?

I closed my interest-bearing account, but the bank/credit union did not pay me interest up until the day I withdrew the money. Why?

How do I get my money back after I discover an unauthorized transaction or money missing from my bank account?

I made a cash deposit into my checking account. I attempted a withdrawal later that day and was told I could not withdraw until tomorrow. Can the bank do this?

I opened a new checking account and my bank/credit union won't let me withdraw my funds. Can the bank/credit union do this?

What can I do if my bank charged me a fee for overdrawing my account?

If I opted into debit overdraft, can the bank/credit union still decline a debit purchase if it would overdraw my account?

I bounced a check. Will this show up on my credit report?

A telemarketer took money from my checking account even though I did not agree to buy anything. Can I get the money back?

I gave my debit/ATM card to a friend and told them only to take out a small amount, but they took out more money. My bank/credit union won't refund the money. Does the bank/credit union have to give it back to me?

Someone stole my debit card number and used it. Can I get my money back?

I lost my debit card, or it was stolen, and someone took money out of my account. Can I get my money back?

What do I do if the ATM gave me the wrong amount of money?

I lost a check written to me before I endorsed it by signing the back of the check. What should I do?

I wrote a check to a merchant or store, and they lost it. They say I have to pay again. Do I have to pay?

Can I remove my spouse from our joint checking account?

A joint checking account owner took all the money out and then closed the account without my agreement. Can they do that?

What happens if I have a joint bank account with someone who died?

Why was I denied a checking account?

If I paid someone through my bank or credit union's online bill pay service, why did the person receive a paper check?

My family member signed a power of attorney (POA) but when I took it to the bank/credit union, I was told the POA has to be on the bank/credit union's form. What can I do?

I went to my bank or credit union and was told that money had been taken out of my account using a power of attorney (POA) I never signed. What can I do?

Can a debt collector take my federal benefits, like Social Security or VA payments?

What should I do if I have a reverse mortgage loan and I received a notice of default or foreclosure?