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When am I covered by the Servicemembers Civil Relief Act (SCRA)?

The SCRA applies to the following servicemembers when they are in military service:

Active-duty members of the Army, Marine Corps, Navy, Air Force, Space Force, and Coast Guard; members of the Reserve component when on active-duty; members of the National Guard mobilized under federal orders for more than 30 consecutive days; and active-duty commissioned officers of the Public Health Service or the National Oceanic and Atmospheric Administration.

Under the SCRA, “military service” is defined as serving on active duty under Title 10 section 101(d)(1) of the United States Code. This is commonly referred to as being on “Title 10 status.”

For members of the National Guard, “military service” is defined as “service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under section 502(f) of title 32, United States Code, for purposes of responding to a national emergency declared by the President and supported by Federal funds.”

Some provisions of SCRA may apply for a period of time after servicemembers are no longer in military service. If you still have questions about your rights under the SCRA, contact your closest legal assistance (JAG) office for more information. You also may be able to get assistance from your state attorney general .