Bank account answers

I deposited a check and waited until I was able to withdraw the money from the bank. I later found out that the check was fraudulent. The bank/credit union took the money back, and now my account is overdrawn. Can they charge me an overdraft fee?

I wrote a check and the person I gave it to increased the amount of the check before cashing it. The bank/credit union paid the higher amount rather than the amount I had written. What can I do?

How can I be sure my money is safe in my bank account?

What is a money market account?

I closed my interest-bearing account, but the bank/credit union did not pay me interest up until the day I withdrew the money. Why?

A deposit was credited to my account by mistake. Can the bank/credit union take it back?

How do I get my money back after I discover an unauthorized transaction or money missing from my bank account?

I wrote a check. How can I tell if it was processed as an electronic payment or as a check payment?

I discovered an unauthorized check written on my account. What rights do I have?

How quickly can I get money after I deposit a check into my checking account? What is a deposit hold?

I get my paycheck by direct deposit. When can I withdraw the funds?

Should I enroll in direct deposit?

I made a cash deposit into my checking account. I attempted a withdrawal later that day and was told I could not withdraw until tomorrow. Can the bank do this?

I opened a new checking account and my bank/credit union won't let me withdraw my funds. Can the bank/credit union do this?

What is an overdraft?

My bank/credit union charged me a fee for overdrawing my account even though I never agreed to let them do so. What can I do?

The bank/credit union said I overdrew my account several times in one day and charged me a fee for each overdraft. What should I do?

How many overdrafts can I get in a single day?

My bank/credit union offered to link my checking account to a savings account, a line of credit, or a credit card to cover overdrafts. How does this work?

If I link my credit card to my checking account to cover overdrafts, can the bank/credit union charge me a fee each time I use it to cover an overdraft?

How can I avoid debit card overdrafts?

If I opted into debit overdraft, can the bank/credit union still decline a debit purchase if it would overdraw my account?

I bounced a check. Will this show up on my credit report?

What is a demand draft, telephone check, or preauthorized draft?

A telemarketer took money from my checking account even though I did not agree to buy anything. Can I get the money back?