Bank account answers

A "veteran's advisor" said they could help me get my Aid and Attendance benefit from the Department of Veterans Affairs (VA) for a fee. Is this legitimate?

A deposit was credited to my account by mistake. Can the bank/credit union take it back?

A telemarketer took money from my checking account even though I did not agree to buy anything. Can I get the money back?

Are the rules different for accounts at a savings association than they are for accounts at a bank?

Can I cash a check at any bank or credit union?

Can I close my account whenever I want?

Can I get a checking account without a driver's license?

Can I get a checking account without a social security number?

Can I open checking or savings accounts with more than one bank at a time?

Can a bank or credit union cash a post-dated check before the date on the check?

Can a bank or credit union refuse to open a checking account for me?

Can a debt collector take my federal benefits, like Social Security or VA payments?

Can a family member or friend help me with bill paying and banking?

Can my bank/credit union charge me a fee to use another bank or credit union's ATM?

Do Buy Now, Pay Later (BNPL) loans have fees?

Do I have to pay off a Buy Now, Pay Later (BNPL) loan if I want to return my purchase?

Do personal installment loans have fees?

Does an ATM have to give me a receipt?

Does it take longer before I can withdraw money if I deposit a check using an ATM instead of inside the bank/credit union?

Does my bank/credit union have to send me a monthly statement for my checking account?

How can I avoid debit card overdrafts?

How can I be sure my money is safe in my bank account?

How can I find an attorney who specializes in elder law?

How do I avoid ATM fees?

How do I avoid or minimize overdraft fees?