What are mortgage origination services? What is an origination fee?


An origination fee is what the lender charges the borrower for making the mortgage loan. 

Origination services include taking and processing your loan application, underwriting and funding the loan, and other administrative services. Origination fees are listed in section A of page 2 of your Loan Estimate. Origination fees generally cannot increase at closing, except under certain circumstances. The final charges are listed in section A of page 2 of your Closing Disclosure.

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