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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

Learn how the CFPB can help you

How do I apply for student loans?

Answer:

All loans made by the U.S. Department of Education require you to complete the Free Application for Federal Student Aid (FAFSA). 

Schools that receive information from your FAFSA will be able to tell you if you qualify for federal student loans. Almost every American family qualifies for federal student loans.

For private student loans, you might first consult your local credit union or bank, if you or your family holds an account there. You should also consult your school’s financial aid office to see if they have any lenders who offer special rates to their students.

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.

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