What is a federal Direct Loan?
A federal Direct Loan is a federal student loan made
directly by the U.S. Department of Education.
Generally, if you took out a federal student loan or consolidated your loans on or after July 1, 2010, you have a federal Direct Loan. There are four types of Direct Loans:
- Direct Subsidized Loans
- Direct Unsubsidized Loans
- Direct PLUS Loans
- Direct Consolidation Loans
You can learn more about what type of loan you have through the National Student Loan Data System (NSLDS).