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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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Are there other types of loans that can serve a similar purpose as a HELOC?

Answer:

Depending on your financial situation and needs, you may be able to get other loan products that cost less or involve less risk than a HELOC and make more sense for you. 

A U.S. Department of Housing and Urban Development (HUD)-approved housing counselor can help you identify and evaluate the available alternatives. To find a HUD-approved housing counselor visit HUD’s website  or call (800) 569-4287.

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