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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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Are there other types of loans that can serve a similar purpose as a HELOC?

Depending on your financial situation and needs, you may be able to get other loan products that cost less or involve less risk than a HELOC and make more sense for you. A U.S. Department of Housing and Urban Development (HUD)-approved housing counselor can help you identify and evaluate the available alternatives. To find a HUD-approved housing counselor visit HUD’s website  or call (800) 569-4287.

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.