Hiring technologists to protect consumers
If you work for a federal, state, or local government agency and are responsible for enforcing laws that protect consumers, technologists can assist your organization as you work to discover, investigate, litigate, and remedy wrongdoing.
The government needs technologists
The influence of Big Tech on the information we consume continues to grow, and algorithmic decision-making is increasingly influencing our everyday lives. As a result, the government needs more technologists to serve in its ranks to regulate this constantly evolving marketplace. At the CFPB, technologists work alongside attorneys and policy experts to hold companies accountable for financial wrongdoing and ensure the marketplace is fair for all Americans.
What are technologists?
Technologists apply their technical expertise to help the government conduct investigations, advocate for consumer needs, and ensure compliance with federal laws. Technologists can be experts in any of the following areas:
- Product design and user experience - Experience understanding the needs, behaviors, and attitudes of users and applying modern design techniques to the design and development of products or services. Experience with how certain UX techniques can be harmful to users. History of analyzing data about users through various methods such as surveys, interviews, and usability testing.
- Research, Tech Policy, Investigative Research - Expertise in public policy, tech policy, and/or digital markets. Experience monitoring markets and developing environmental analyses to understand and summarize economic, social, and financial product research on issues affecting consumers' everyday decision-making.
- Software engineering - Expertise with front-end, back-end, and full-stack engineering, DevOps, modern development process, architecture, and/or security. Knowledge of programming languages, such Python, SQL, R, Java, JS, Go, Scala, C, C++, Julia, or MatLab. Experience spotting vulnerabilities like identity theft, cyber fraud, and system breaches.
- Data science and strategy – Experience examining large datasets using scripting languages and computational languages (e.g., Python, R, SQL). Ability to apply expertise to matters involving data privacy, AI/ML, algorithmic discrimination, and secure data systems.
- Product management - Expertise in overseeing product-related activities along every stage of the product lifecycle - product development, product strategy, product growth and maturity, building roadmaps and feature definition, etc. Expertise using agile or lean methods to align cross-functional teams around a shared vision, strategy and user needs.
How can technologists support your work?
Technologists work alongside CFPB staff to improve the quality of our investigations through their expert knowledge of how technology works. They also apply technical expertise and design methods to ongoing regulatory efforts. Technologists have helped:
- Strengthen investigations to uncover areas of concern more precisely and consider the future of the market.
- Apply user-centered practices to rulemaking efforts and ensure regulations consider technical solutions effectively.
- Analyze algorithms implemented by financial institutions that inform what products consumers are eligible for and may reinforce discriminatory biases.
- Research how companies harvest and monetize the data they collect from consumer transactions.
- Anticipate risks and help the agency act fast to support consumers when systems fail.
- Engage the public and relevant experts to understand trends and advance agency work.
- Design remedy models that effectively address bad actor incentives.
Job descriptions for technologists
The CFPB used the following job duties and qualifications to develop job descriptions for the Technologist Program. Feel free to use these job descriptions to bring technologists into your agency.
Senior technologists
Senior technologists serve as a principal, technical expert for the agency and support technologists across a variety of expertise to further strategic investigative and policymaking goals.
Program or team lead technologists
Program technologists help lead the work of small, cross-functional investigatory teams and monitor new entrants in financial markets.
Associate technologists
Associate technologists work on small, cross-functional teams to perform investigative research and think strategically about opportunities to prevent consumer harm.
Ways to get talent, including hiring authorities
Hiring technical staff in the government can take many forms, the following are authorities that already exist and are most often used by agencies.
How to structure and support technologists
For technologists to be successful, it’s important that they feel enabled and supported to make changes to how an agency approaches policy and investigative work.
At the CFPB, our Chief Technologist advises the Director of the CFPB and provides operational and strategic leadership for the Technologist Program. Senior technologists report to the Directors of Enforcement and Supervision to signal the importance of technical expertise to effectively regulate the current marketplace. Our program technologists and technologists then report to the senior technologists and are embedded in relevant workstreams and project teams within Supervision and Enforcement.
All technologists within the Technologist Program are treated as a cohort and have regular touchpoints with the Chief Technologist for support, brainstorming, and sharing work in progress across workstreams.
We expect technologists to use their technical expertise to strengthen our work. We don’t expect them to be experts in specific markets or consumer finance law. It’s important to form cross-disciplinary teams with attorneys and policy or market experts when embedding technologists into investigations or fieldwork.
Additionally, technologists have regular check-ins with internal technical talent from other parts of the agency with similar expertise. For example, UX designers within the Technologist Program may be focused on using design techniques to inform investigations but frequently meet with their UX peers working on digital CFPB products for support, cross pollination of ideas, and peer review.
To gain a better understanding of our teams, learn more about the CFPB organizational structure.
Stay connected
For more information about the Technologist Program and stay in-the-loop on our activities, sign up to receive updates from the CFPB .
To ask us questions or hear more about our efforts to integrate technologists into casework, email technologists@cfpb.gov.