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I’ve seen a lot of advertisements for companies that consolidate credit card debt. Are these legitimate?

https://www.consumerfinance.gov/ask-cfpb/ive-seen-a-lot-of-advertisements-for-companies-that-consolidate-credit-card-debt-are-these-legitimate-en-1859/

Some credit card debt consolidation companies are legitimate, but using such...be risky. If you are thinking about debt consolidation, you might want to first...card debt. Are these legitimate? English Español Some credit card debt consolidation...be risky. If you are thinking about debt consolidation, you might want to first

CFPB and States Take Action Against Freedom Stores for Illegal Debt Collection Practices Against Servicemembers

https://www.consumerfinance.gov/about-us/newsroom/cfpb-and-states-take-action-against-freedom-stores-for-illegal-debt-collection-practices-against-servicemembers/

Retailer and Debt Collectors to Provide Over $2.5 Million in Consumer Relief...Against Freedom Stores for Illegal Debt Collection Practices Against Servicemembers...18, 2014 Share & print Retailer and Debt Collectors to Provide Over $2.5 Million