Before shopping for a home and mortgage, use our step-by-step guide to check your credit, assess your finances, set your budget, and more.
The Consumer Financial Protection Bureau (CFPB) today took action against Nationwide Equities Corporation for sending deceptive loan advertisements to hundreds of thousands of older borrowers.
This issue spotlight describes the risks workers and consumers face when they become indebted to the employer or the employer’s affiliate as a condition of employment.
New analysis in our Making Ends Meet series shows consumers’ finances improved during the pandemic as pandemic policies protected consumers.
The Consumer Financial Protection Bureau (CFPB) today launched a public inquiry into junk fees that are increasing mortgage closing costs.
Here are some steps to consider if you can’t pay your bills.
Three Companies Cited For Falsely Claiming Consumers Could Not Lose Their Homes.
Hurricane Sandy reminded us that disasters – storms, fires, floods, earthquakes – can happen to anyone, and when they do you have little time to react. If...
Tips for staying on top of your finances during the coronavirus pandemic, particularly if you’ve dodged income loss or major expenses.
Loan Originator Compensation Requirements under the Truth in Lending Act (Regulation Z).
System outages or technology glitches can happen. First, contact the payment app company for any help they can provide. Next, try other methods to access your account. Finally, keep an eye out for possible fees or fraud.
Not all home loans are the same. Use our guide to understand how your loan choice affects your monthly payment, your overall costs, and the level of risk.
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 7,190 U.S...
A medical emergency or treatment could turn into an unexpected financial crisis. Learn your rights, how to protect your credit, and how to steer clear of pitfalls.
A mortgage is an agreement between you and a lender that gives the lender the right to take your property if you don’t repay the money you’ve borrowed plus interest.
Interagency statement for determining asset size of institutions for federal consumer financial law supervisory and enforcement purposes.
Applied microeconomics, Public finance, Behavioral economics
The Consumer Financial Protection Bureau today filed a lawsuit against Driver Loan, LLC, and its Chief Executive Officer, Angelo Jose Sarjeant, for allegedly engaging in deceptive acts or practices in taking deposits from and offering credit to consumers.
The CFPB today issued guidance to prevent families from being targeted by illegal medical debt collection tactics for inaccurate or unsubstantiated bills.
Regulation D preempts any state law to the extent it would prohibit state housing creditors from offering certain mortgage types, with some restrictions.
