Here are some steps to consider if you can’t pay your bills.
Our data point reports are prepared by our Office of Research to provide an evidence-based perspective on consumer financial markets, consumer behavior, and regulations to inform the public discourse.
Credit reporting changes through the Department of Education’s Fresh Start program coincided with increased credit scores for nearly 2 million student loan borrowers.
If you're considering student loans to help pay for your education, you're not alone.
This report analyzes and discusses public comments submitted in response to a Request for Information Regarding an Initiative to Promote Student Loan...
Learn how Buy Now, Pay Later (BNPL) products work, and important details to help you decide whether or not to use them for purchases.
Last week, we published a report on student loan affordability, which discussed the low levels of activity in the student loan refinance market. Since that...
Written testimony of Director Rohit Chopra before the House Committee on Financial Services.
While many BNPL loans don’t charge interest, most do charge late fees for missed payments. If you fail to repay, your account could be sent to collections.
Timemark, Inc. collected illegal advance fees from more than 7,100 consumers seeking to renegotiate, settle, reduce, or alter the terms of their loans.
If you are a student, the last thing that should be on your mind in the classroom is how you are going to make ends meet over an unexpected credit card fee...
Written Testimony of Director Rohit Chopra before the Senate Committee on Banking, Housing, and Urban Affairs.
This week, CFPB filed a friend-of-the-court brief to protect consumers’ funds from unauthorized withdrawals by credit card companies.
On September 26, 2016, the Bureau took action against TitleMax parent company TMX Finance LLC, a specialty finance company that originates and services...
The Bureau today launched the next phase of its Know Before You Owe student loan project by releasing a beta version of the Financial Aid Comparison...
When it comes to tricking you out of your money, for scammers it's Halloween all year long. In 2011, an estimated 25.6 million adults (10.8 percent of the...
The Consumer Financial Protection Bureau (CFPB) today announced it is beginning a rulemaking process to remove medical bills from Americans’ credit reports.
Overall CFPB Supervision Activities Return More than $70 Million to 775,000 Consumers The Bureau today issued a report highlighting illegal actions...
Thank you Chairman Gruenberg. The Bureau enjoys an outstanding working relationship with the FDIC. On behalf of Director Cordray, thank you for your...
If you believe you have the right to free, unbiased financial information, you are not alone – because at the Bureau, we agree. It's our job to provide you...
