Regulation B covers a wider range of credit transactions than Regulation Z (Truth in Lending).
A creditor does not violate Regulation B when it complies in good faith with a regulation promulgated
The Equal Credit Opportunity Act and Regulation B apply to all credit - commercial as well as personal
Regulation B generally does not apply to lending activities that occur outside the United States.
Persons such as loan brokers and correspondents do not violate the ECOA or Regulation B if they collect
The sample application forms in appendix B to the regulation illustrate how a creditor may inform an
, health, accident, or disability insurance is offered or provided to an applicant does not violate Regulation
ECOA notice sent with a notification of a credit denial or other adverse action will comply with the regulation
(The creditor must comply, however, with the record retention requirements of the regulation.
loan-shopping service, it does not have to request the monitoring information for purposes of the ECOA or Regulation
privileged documents for the purpose of determining a penalty or remedy after a violation of the ECOA or Regulation
Information regarding ethnicity, race, and sex that is not required to be collected pursuant to Regulation
Data collection under Regulation C.
Model application forms are provided in appendix B to the regulation, although use of a printed form
is the means by which the Bureau of Consumer Financial Protection issues official interpretations of Regulation
A creditor's failure to comply with § 1002.6(b)(6), § 1002.9, § 1002.10, § 1002.12
Notwithstanding paragraphs (b) through (d) of this section, a creditor shall request information for
This part, known as Regulation B, is issued by the Bureau of Consumer Financial Protection (Bureau) pursuant
constitute a determination of the extent or effectiveness of the creditor's compliance with the Act and Regulation
delinquent credit obligations and the application is denied for that reason, to satisfy § 1002.9(b)