Comment for 1002.8 - Special Purpose Credit Programs
In a guaranteed student loan program, a creditor may obtain the signature of a parent as a guarantor
- 1002 (Regulation B)
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Comment for 1026.18 - Content of Disclosures
For example, a loan to a student may be secured by an interest in the property of the student's parents
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
balloon-payment instruments where the creditor is both unconditionally obligated to renew the balloon-payment loan
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
of the mortgage is irrelevant for purposes of the exemption in § 1026.23(f)(1); the fact that a loan
- 1026 (Regulation Z)
Comment for 1026.24 - Advertising
For example, a statement such as “save $300 per month on a $300,000 loan” constitutes an implied comparison
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
mortgage-related insurance required by the creditor before the consummation of a higher-priced mortgage loan
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
creditor to establish an escrow account before consummation of a first-lien higher-priced mortgage loan
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
A consumer of a higher-priced mortgage loan subject to § 1026.35(c) may not waive the timing requirement
- 1026 (Regulation Z)
Comment for 1024.38 - General servicing policies, procedures, and requirements.
borrower with a copy of the information contained in the servicing file for the borrower's mortgage loan
- 1024 (Regulation X)
Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers
During the 60-day period beginning on the effective date of transfer of the servicing of any mortgage loan
- 1024 (Regulation X)
Comment for 1026.39 - Mortgage Transfer Disclosures
comments 39(c)(1)-2, 39(c)(3)-1 and 39(c)(3)-2 regarding transfers of a partial interest in the mortgage loan
- 1026 (Regulation Z)
Comment for 1026.39 - Mortgage Transfer Disclosures
If multiple covered persons each acquire a partial interest in the loan in separate transactions and
- 1026 (Regulation Z)
Comment for Appendix H - Closed-End Forms and Clauses
Creditors may make several types of changes to closed-end model forms H-1 (credit sale) and H-2 (loan
- 1026 (Regulation Z)
§ 1003.5 Disclosure and reporting.
required by paragraphs (b)(2) or (c)(1) of this section, as applicable, its disclosure statement or its loan
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
institution reviewed the application prior to closing, in which case it reports the application or covered loan
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
When a financial institution has reporting responsibility for an application for a covered loan that
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
If the covered loan is not subject to the Home Ownership and Equity Protection Act of 1994, as implemented
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
A financial institution reports that the requirement is not applicable for a covered loan where the dwelling
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
A financial institution reports that the requirement is not applicable for a covered loan where the dwelling
- 1003 (Regulation C)
Comment for 1041.5 - Ability-to-Repay Determination Required
financial obligations during the relevant monthly period and payments under the covered short-term loan
- 1041 (Payday Lending Rule)
Comment for 1026.18 - Content of Disclosures
payment can increase in the manner described in § 1026.18(s)(3)(i)(B), even if it is not the type of loan
- 1026 (Regulation Z)
§ 1002.5 Rules concerning requests for information.
collect information regarding the ethnicity, race, and sex of an applicant for a closed-end mortgage loan
- 1002 (Regulation B)
§ 1024.17 Escrow accounts.
then the servicer may recover the deficiency pursuant to the terms of the federally related mortgage loan
- 1024 (Regulation X)
§ 1026.32 Requirements for high-cost mortgages.
The term bona fide discount point means an amount equal to 1 percent of the loan amount paid by the consumer
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
affirmative or negative answer to the question, and under such question disclosed as a subheading, “Does the loan
- 1026 (Regulation Z)