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§ 1007.103 Registration of mortgage loan originators.

required by this section, a covered financial institution must require each employee who is a mortgage loan

• • 1007 (Regulation G)

Appendix D to Part 1026 — Multiple Advance Construction Loans

Estimated annual percentage rate - Assume a single payment loan that matures at the end of the construction

• • 1026 (Regulation Z)

Appendix D to Part 1026 — Multiple Advance Construction Loans

Estimated annual percentage rate - Assume a single payment loan that matures at the end of the construction

• • 1026 (Regulation Z)

Comment for 1026.23 - Right of Rescission

A consumer may rescind a loan in foreclosure if a mortgage broker fee that should have been included

• • 1026 (Regulation Z)

Comment for 1026.24 - Advertising

on the index and margin that will be used to make subsequent rate adjustments over the term of the loan

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Charges that are paid by the creditor, other than loan originator compensation paid by the creditor that

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

If the loan product is not an adjustable rate or a step rate, as described in § 1026.37(a)(10)(i

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

regarding the requirement that this statement be accompanied by a reference to the disclosures of the total loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

The dollar amounts, including the loan amounts, in § 1026.43(e)(3)(i) will be adjusted annually

• • 1026 (Regulation Z)

Comment for 1026.46 - Special Disclosure Requirements for Private Education Loans

A private education loan is one that is extended expressly for postsecondary educational expenses.

• • 1026 (Regulation Z)

§ 1003.4 Compilation of reportable data.

paragraph (a)(9) of this section is a manufactured home and not a multifamily dwelling, whether the covered loan

• • 1003 (Regulation C)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

Partially exempt transactions within the same loan/application register.

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

The following scenarios illustrate how an institution reports a particular application or covered loan

• • 1003 (Regulation C)

§ 1041.3 Scope of coverage; exclusions; exemptions.

forth by the National Credit Union Administration at 12 CFR 701.21(c)(7)(iii) for a Payday Alternative Loan

• • 1041 (Payday Lending Rule)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Section 1026.35 may apply, however, to permanent financing that replaces a construction loan, whether

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

This exclusion applies to a construction-only loan as well as to the construction phase of a construction-to-permanent

• • 1026 (Regulation Z)

Comment for 1041.3 - Scope of Coverage; Exclusions; Exemptions

For example, a bank that makes a covered longer-term loan using a loan agreement that includes the conditions

• • 1041 (Payday Lending Rule)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Creditor's origination fees - loan originator not employed by creditor.

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

Closing Disclosure under the subheading “Services Borrower Did Not Shop For,” itself under the heading “Loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

Closing Disclosure under the subheading “Services Borrower Did Not Shop For,” itself under the heading “Loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

an adjustable-rate mortgage has an initial fixed rate of 5 percent for the first three years of the loan

• • 1026 (Regulation Z)

Comment for 1026.46 - Special Disclosure Requirements for Private Education Loans

the approval disclosures are provided, the creditor may not know the precise disbursement date of the loan

• • 1026 (Regulation Z)

§ 1024.8 Use of HUD-1 or HUD-1A settlement statements.

All origination services performed by or on behalf of the loan originator must be included in the loan

• • 1024 (Regulation X)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

disclosure form that explains how a consumer may calculate his or her actual monthly payments for a loan

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

On Thursday, June 11, the loan product required to be disclosed changes to a “5/1 Adjustable Rate.”

• • 1026 (Regulation Z)