Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Referring a consumer to any person who participates in the origination process as a loan originator.
- 1026 (Regulation Z)
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Referring a consumer to any person who participates in the origination process as a loan originator.
the following charges should be itemized separately: compensation paid directly by a consumer to a loan
Assume that loan costs that are designated borrower-paid at or before closing and that are part of the
forecloses on the property and the proceeds of the foreclosure sale are less than the unpaid balance on the loan
applications, combined, excluding purchased covered loans, shall submit to the appropriate Federal agency its loan
it closed for incompleteness, or that the applicant withdrew during the calendar year covered by the loan
#160;1003.3(d), § 1003.4(a (38) requires a financial institution to identify whether the covered loan
If the loan has an adjustable rate under which the regular periodic payments may increase after consummation
counseling organizations provided under this section may be combined and provided with other mortgage loan
(i) The following transfers are not assignments, sales, or transfers of mortgage loan servicing for purposes
(iv) The date on which the transferor servicer will cease to accept payments relating to the loan and
identity of, and address or other relevant contact information for, the owner or assignee of a mortgage loan
financial information (other than information about the terms, status, and payment history of the mortgage loan
(1) If two or more consumers jointly obtain a financial product or service, other than a loan, from a
(ii) When a multiple-advance loan to finance the construction of a dwelling may be permanently financed
mortgage product offered will eliminate debt or result in a waiver or forgiveness of a consumer's existing loan
the periods for which they will apply are not known at consummation, the creditor shall disclose the loan
and the periods for which they will apply are known at consummation, the creditor shall disclose the loan
not scheduled between specified unit-periods on a regular basis, the creditor shall disclose that the loan
abbreviation “APR” and expressed as a percentage, and the following statement: “Your costs over the loan
(i) For a transaction subject to § 1026.19(e) that is a federally related mortgage loan, as defined
abbreviation “APR” and expressed as a percentage, and the following statement: “Your costs over the loan
(i) If there was an appraisal of the property in connection with the loan, the creditor is required to
(i) For a transaction subject to § 1026.19(f) that is a federally related mortgage loan, as defined
determined at the time of consummation, and the maximum margin that can apply at any time during the loan