§ 1002.6 Rules concerning evaluation of applications.
ii) On the applicant's request, any information the applicant may present that tends to indicate the credit
- 1002 (Regulation B)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 269 matches out of 3095 total results
Filters applied:
§ 1002.8 Special purpose credit programs.
All the provisions of this part apply to each of the special purpose credit programs described in paragraph
- 1002 (Regulation B)
Appendix A to Part 1002 — Federal Agencies to be Listed in Adverse Action Notices
Above: FTC Regional Office for region in which the creditor operates or Federal Trade Commission, Equal Credit
- 1002 (Regulation B)
Comment for 1002.2 - Definitions
Application for credit.
- 1002 (Regulation B)
Comment for 1002.2 - Definitions
establish its own application process and to decide the type and amount of information it will require from credit
- 1002 (Regulation B)
Comment for 1002.8 - Special Purpose Credit Programs
Credit programs authorized by Federal or state law include programs offered pursuant to Federal, state
- 1002 (Regulation B)
§ 1002.16 Enforcement, penalties and liabilities.
the Federal Reserve System, Board of Directors of the Federal Deposit Insurance Corporation, National Credit
- 1002 (Regulation B)
Comment for 1002.9 - Notifications
Credit scoring system.
- 1002 (Regulation B)
Comment for 1002.14 - Rules on Providing Appraisals and Valuations
In a transaction that is being consummated (for closed-end credit) or in which the account is being opened
- 1002 (Regulation B)
§ 1002.11 Relation to state law.
Prohibits asking about or considering age in an empirically derived, demonstrably and statistically sound, credit
- 1002 (Regulation B)
§ 1002.14 Rules on providing appraisals and other valuations.
The requirements set forth in paragraph (a)(1) of this section apply whether credit is extended or denied
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
ascertain whether the applicant's income (including retirement income) will support the extension of credit
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
If a creditor does consider income, there are several acceptable methods, whether in a credit scoring
- 1002 (Regulation B)
§ 1002.2 Definitions.
(j) Credit means the right granted by a creditor to an applicant to defer payment of a debt, incur debt
- 1002 (Regulation B)
§ 1002.11 Relation to state law.
(i) The class of credit transactions is subject to state law requirements substantially similar to those
- 1002 (Regulation B)
Comment for 1002.7 - Rules Concerning Extensions of Credit
If the borrower's creditworthiness is reevaluated when a credit obligation is renewed, the creditor must
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
Consideration of age in a credit scoring system.
- 1002 (Regulation B)
Comment for 1002.10 - Furnishing of Credit Information
Thus, if a creditor receives a credit inquiry about the wife, it should be able to locate her credit
- 1002 (Regulation B)
§ 1002.2 Definitions.
of sample groups or the population of creditworthy and non-creditworthy applicants who applied for credit
- 1002 (Regulation B)
§ 1002.6 Rules concerning evaluation of applications.
(iii) On the applicant's request, the credit history, when available, of any account reported in the
- 1002 (Regulation B)
§ 1002.15 Incentives for self-testing and self-correction.
(ii) Loan and application files or other business records related to credit transactions, and information
- 1002 (Regulation B)
Comment for 1002.5 - Rules Concerning Requests for Information
The fact that certain credit-related information may indirectly disclose marital status does not bar
- 1002 (Regulation B)
Comment for 1002.9 - Notifications
For example, the creditor will satisfy the notification requirement when it gives the applicant the credit
- 1002 (Regulation B)
Comment for 1002.15 - Incentives for Self-Testing and Self-Correction
self-test identifies individuals whose applications were inappropriately processed, offering to extend credit
- 1002 (Regulation B)
Comment for 1002.4 - General Rules
A creditor that accepts applications by telephone for dwelling-related credit covered by § 1002.13
- 1002 (Regulation B)