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§ 1008.301 Scope of this subpart.

regarding the employment history of, and publicly adjudicated disciplinary and enforcement actions against, loan

• • 1008 (Regulation H)

Appendix D to Part 1008 - Attorneys: Circumstances That Require a State Mortgage Loan Originator License

A licensed attorney performing activities that come within the definition of a loan originator is not

• • 1008 (Regulation H)

Comment for 1026.2 - Definitions and Rules of Construction

A residential mortgage transaction includes a loan to finance the construction of a consumer's principal

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

more consumers during the current or previous calendar month based on an application submitted by the loan

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

account adjustment required under § 1026.38(g)(3) and 12 CFR 1024.17(d)(2) is not included on the Loan

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

If a loan has an interest only period for the first 60 regular periodic payments due after consummation

• • 1026 (Regulation Z)

Comment for 1026.47 - Content of Disclosures

disclosing the following statement: “If you file for bankruptcy you may still be required to pay back this loan

• • 1026 (Regulation Z)

Comment for 1026.47 - Content of Disclosures

disclosing the following statement: “If you file for bankruptcy you may still be required to pay back this loan

• • 1026 (Regulation Z)

Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

iteration procedures found in steps 1 through 4 of (b)(9)(i) of appendix J of this part, the total annual loan

• • 1026 (Regulation Z)

Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income

Originating creditor of the mortgage being underwritten obtains, from the servicer of the assumed loan

• • 1026 (Regulation Z)

§ 1003.2 Definitions.

Application means an oral or written request for a covered loan that is made in accordance with procedures

• • 1003 (Regulation C)

Appendix A: Comment for 1004.2 Definitions

where one or more of the regular periodic payments may be applied solely to accrued interest and not to loan

• • 1004 (Regulation D)

Comment for 1003.4 - Compilation of Reportable Data

Covered loan amount - non-federally insured reverse mortgage.

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

Change in loan program.

• • 1003 (Regulation C)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

For purposes of § 1026.36(d)(1)(iv)(B)(1), the individual loan originator's total compensation consists

• • 1026 (Regulation Z)

Appendix L to Part 1026 — Assumed Loan Periods for Computations of Total Annual Loan Cost Rates

the creditor's option, an additional period may be included, which is the life expectancy figure in Loan

• • 1026 (Regulation Z)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

to the addition of accrued interest to the principal balance, the creditor shall disclose that the loan

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(ii) For an interest-only loan, as defined in § 1026.18(s)(7)(iv), the expiration of the period

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(D) A loan that is eligible to be guaranteed, except with regard to matters wholly unrelated to ability

• • 1026 (Regulation Z)

§ 1007.101 Authority, purpose, and scope.

(ii) Prior to engaging in mortgage loan origination activity that exceeds the exception limit in paragraph

• • 1007 (Regulation G)

Comment for 1026.17 - General Disclosure Requirements

general title such as “Federal Truth in Lending Disclosures” or a descriptive title such as “Real Estate Loan

• • 1026 (Regulation Z)

Comment for 1026.23 - Right of Rescission

party to the credit transaction but is merely paid with the proceeds of the consumer's unsecured bank loan

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

a “covered person” subject to this section, a person must become the owner of an existing mortgage loan

• • 1026 (Regulation Z)

Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income

is acceptable for qualifying purposes for a consumer scheduled to start a new job within 60 days of loan

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

For purchased covered loans, a financial institution may report principal residence unless the loan documents

• • 1003 (Regulation C)