Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
either disclose the required pest inspection fee as $100 under § 1026.37(f) with a $50 seller credit
- 1026 (Regulation Z)
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§ 1026.4 Finance charge.
in § 1026.61) to the extent that the charge exceeds the charge for a similar account without a credit
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
(2) The card issuer, other than the person honoring the consumer's credit card, shall have no responsibility
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
transaction fee, including any minimum fee or per-transaction fee, that will be charged for a draw on the credit
- 1026 (Regulation Z)
§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.
consumer's current obligations, including any mortgage-related obligations that are required by another credit
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
(1) “Higher-priced mortgage loan” means a closed-end consumer credit transaction secured by the consumer's
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
making payments, but accepts a payment that does not conform to the requirements, the servicer shall credit
- 1026 (Regulation Z)
§ 1026.56 Requirements for over-the-limit transactions.
A card issuer may not condition the amount of a consumer's credit limit on the consumer affirmatively
- 1026 (Regulation Z)
§ 1026.57 Reporting and marketing rules for college student open-end credit.
college student any tangible item to induce such student to apply for or open an open-end consumer credit
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
(2) No disclosure of credit information.
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
third-party financing of such obligations (for example, a bank loan obtained to pay off a tax lien) is credit
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
the premium is a finance charge if the creditor requires the purchase of the annuity incident to the credit
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
payment by cash, a 10% discount for payment by check, and a 5% discount for payment by a particular credit
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
paragraph if, pursuant to the commentary to § 1026.40(f)(2), a creditor freezes a line or reduces a credit
- 1026 (Regulation Z)
Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events
commentary to § 1026.2(a)(14) for a discussion of court-approved agreements that are not considered “credit
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
For purposes of § 1026.34(a)(4), current obligations include another credit obligation of which
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
A transaction is exempt under § 1026.35(c)(2)(ii) if the creditor makes an extension of credit at
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
consumer's information to make underwriting decisions on whether a consumer qualifies for an extension of credit
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
to use the proceeds from the transaction to purchase the property that will secure the extension of credit
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
having a negative balance or being in “overdraft” status, except that the actual costs to collect the credit
- 1026 (Regulation Z)
§ 1026.17 General disclosure requirements.
(a) or (e), (f), and (g), if a creditor receives a purchase order or a request for an extension of credit
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
The premium for a life insurance policy purchased and assigned to satisfy a credit life insurance requirement
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
To meet the readily noticeable standard, disclosures for credit card applications and solicitations under
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
A credit card cannot be issued in these circumstances without a request or application.
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
For other types of credit card accounts, creditors may, at their option, apply payments consistent with
- 1026 (Regulation Z)