Comment for 1026.9 - Subsequent Disclosure Requirements
§ 1026.7(b)(11)(i)(A) regarding the general requirement that the payment due date for a credit card
- 1026 (Regulation Z)
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§ 1026.7(b)(11)(i)(A) regarding the general requirement that the payment due date for a credit card
payment on the account during the 60-day period following the date on which the change took effect, a card
For example, if a consumer exercises the unexpired right to rescind after using a 3-party credit card
Sections 1026.51(b)(1)(ii) and (b)(2) do not prohibit a card issuer from also requiring the cosigner,
Assume that on January 1 a consumer uses a credit card account to make a $1,200 purchase subject to a
When a consumer ceases to be eligible for a grace period, § 1026.54(a)(1)(i) prohibits the card
Because § 1026.55(b)(3)(iii) does not permit a card issuer to increase an annual percentage rate
Section 1026.58(e) provides that card issuers that provide copies of cardholder agreements upon request
For example, if an issuer imposes a $10 monthly maintenance fee for a card account, the issuer must disclose
An account number that can access such a digital wallet would not be a hybrid prepaid-credit card under
A card issuer should submit an amended agreement to the Bureau under § 1026.58(c)(3) only if the
A card issuer may include some of the renewal disclosures on a periodic statement and others on a separate
A card issuer is not required to recalculate the required minimum periodic payment for the protected
If the annual percentage rate that applies to the protected balance varies with an index, the card issuer
A card issuer is not required under § 1026.60(b) to disclose any fee or charge imposed on the asset
If the rate is a penalty rate, as described in § 1026.60(b)(1)(iv), the card issuer at its option
credit transactions that involve a lien on a consumer's principal dwelling, regulates certain credit card
For example, if a consumer telephones a card issuer to discuss a particular service, a creditor would
#160;1026.4(c)(4) do not necessarily have to be formal membership fees, nor are they limited to credit card
1026.51(b)(1) or a credit line increase on such an account under § 1026.51(b)(2)(i), the card
Model G-10(D) and Sample G-10(E) illustrate the tabular format disclosure for charge card applications
For a credit card account under an open-end (not home-secured) consumer credit plan, if the rate increase
on the asset feature of prepaid accounts in the same prepaid program where the hybrid prepaid-credit card
savings estimate for repayment in 36 months under § 1026.7(b)(12)(i) or (b)(12)(ii) as applicable, a card
A card issuer may provide a toll-free telephone number that is designed to handle customer service calls