Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
other loan pricing terms currently offered to consumers by a representative sample of creditors for mortgage
- 1026 (Regulation Z)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 1532 matches
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Under § 1026.36(c)(1)(i), a mortgage servicer must credit a payment to a consumer's loan account
- 1026 (Regulation Z)
Comment for 1024.41 - Loss Mitigation Procedures
Such steps may include requirements imposed on the servicer by third parties, such as mortgage insurance
- 1024 (Regulation X)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
the consumer's pre-bankruptcy defaults, and post-petition payments are payments made to satisfy the mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Section 1026.43(b)(8) includes property taxes in the evaluation of mortgage-related obligations.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
First, the payment must be based on the outstanding principal balance as of the date on which the mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The transaction will meet the definition of a qualified mortgage if the creditor underwrites the loan
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The transaction will meet the definition of a qualified mortgage if the creditor underwrites the loan
- 1026 (Regulation Z)
§ 1024.37 Force-placed insurance.
Except for the borrower's mortgage loan account number, a servicer may not include any information other
- 1024 (Regulation X)
§ 1024.40 Continuity of contact.
loss mitigation options until the borrower has made, without incurring a late charge, two consecutive mortgage
- 1024 (Regulation X)
Comment for 1002.5 - Rules Concerning Requests for Information
the purpose of collecting the information is to provide it to a creditor that is subject to the Home Mortgage
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
An elderly applicant might not qualify for a 5 percent down, 30-year mortgage loan but might qualify
- 1002 (Regulation B)
Comment for 1024.36 - Requests for Information
payments made by the borrower to the servicer and payments made by a servicer to an owner or assignee of a mortgage
- 1024 (Regulation X)
Comment for 1024.38 - General servicing policies, procedures, and requirements.
mitigation option, and any analysis by a servicer with respect to potential recovery from a non-performing mortgage
- 1024 (Regulation X)
Comment for 1024.38 - General servicing policies, procedures, and requirements.
Retaining records that document actions taken with respect to a borrower's mortgage loan account does
- 1024 (Regulation X)
§ 1008.3 Confidentiality of information.
civil action or administrative process, unless with respect to any privilege held by the Nationwide Mortgage
- 1008 (Regulation H)
§ 1026.19 Certain mortgage and variable-rate transactions.
(ii) In the case of a home equity line of credit subject to § 1026.40, a creditor or mortgage broker
- 1026 (Regulation Z)
§ 1026.22 Determination of annual percentage rate.
(5) Additional tolerance for mortgage loans.
- 1026 (Regulation Z)
§ 1008.23 Definitions.
(ii) Offering or negotiating terms of a residential mortgage loan.
- 1008 (Regulation H)
§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.
A late payment charge may not be imposed in connection with a high-cost mortgage payment if any delinquency
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
account must be established pursuant to paragraph (b)(1) of this section for any first-lien higher-priced mortgage
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
disclosure is the total the consumer will have paid after making all payments of principal, interest, mortgage
- 1026 (Regulation Z)
§ 1026.39 Mortgage transfer disclosures.
(2) The mortgage loan is transferred to the covered person in connection with a repurchase agreement
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
A creditor or assignee of a qualified mortgage, as defined in paragraphs (e)(2), (e)(4), (e)(5), (e)(
- 1026 (Regulation Z)