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§ 1026.43 Minimum standards for transactions secured by a dwelling.

(iv) For which the creditor underwrites the loan, taking into account the monthly payment for mortgage-related

• • 1026 (Regulation Z)

§ 1026.47 Content of disclosures.

(iv) Whether the applicable interest rates typically will be higher if the loan is not co-signed or guaranteed

• • 1026 (Regulation Z)

§ 1008.103 Individuals required to be licensed by states.

(2) An individual “offers or negotiates terms of a residential mortgage loan for compensation or gain

• • 1008 (Regulation H)

§ 1007.103 Registration of mortgage loan originators.

(1) A mortgage loan originator who is registered with the Registry pursuant to paragraph (a) of this

• • 1007 (Regulation G)

Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities

(ii) An individual does not take a loan application merely because the individual performs any of the

• • 1008 (Regulation H)

Appendix C to Part 1008 - Independent Contractors and Loan Processor and Underwriter Activities That Require a State Mortgage Loan Originator License

(1) Any individual who engages in the business of a loan originator, as defined in § 1008.103 of

• • 1008 (Regulation H)

Appendix H to Part 1022 - Model Forms for Risk-Based Pricing and Credit Score Disclosure Exception Notices

Substitution of the words “credit” and “creditor” or “finance” and “finance company” for the terms “loan

• • 1022 (Regulation V)

Comment for 1026.3 - Exempt Transactions

A loan to expand a business, even if it is secured by the borrower's residence or personal property.

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

Funds deposited with the creditor to be disbursed (for example, for construction) before the loan proceeds

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

The term “loan originator” does not include consumers who obtain extensions of consumer credit on their

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

The definition of loan originator does not include persons who:

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

The date on which the credit was extended and the original amount of the loan or credit line.

• • 1026 (Regulation Z)

§ 1003.3 Exempt institutions and excluded and partially exempt transactions.

(2) A closed-end mortgage loan or open-end line of credit secured by a lien on unimproved land;

• • 1003 (Regulation C)

§ 1003.3 Exempt institutions and excluded and partially exempt transactions.

(8) The purchase of a partial interest in a closed-end mortgage loan or open-end line of credit;

• • 1003 (Regulation C)

§ 1003.4 Compilation of reportable data.

(21) The interest rate applicable to the approved application, or to the covered loan at closing or account

• • 1003 (Regulation C)

§ 1003.4 Compilation of reportable data.

for purchased covered loans, the following information about the application channel of the covered loan

• • 1003 (Regulation C)

§ 1003.4 Compilation of reportable data.

(i) Whether the applicant or borrower submitted the application for the covered loan directly to the

• • 1003 (Regulation C)

Appendix C to Part 1024 — Instructions for Completing Good Faith Estimate (GFE) Form

.” - In this block, the loan originator must identify each third party settlement service required and

• • 1024 (Regulation X)

Comment for 1041.5 - Ability-to-Repay Determination Required

lender makes non-covered loans shortly before or shortly after consumers repay a covered short-term loan

• • 1041 (Payday Lending Rule)

Comment for 1026.15 - Right of Rescission

current principal dwelling is subject to the right of rescission regardless of the purpose of that loan

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

If the principal loan amount reflects finance charges that meet the definition of a prepaid finance charge

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

be required to pay the average appraisal charge unless an appraisal was required on that particular loan

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

activity does not, the creditor satisfies this condition for exemption for a higher-priced mortgage loan

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Section 1026.36(f)(1) requires a loan originator organization to comply with applicable State law requirements

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

A loan allows the deferral of principal repayment if one or more of the periodic payments may be applied

• • 1026 (Regulation Z)