Comment for 1026.51 Ability To Pay
non-applicant's salary or other income is deposited regularly into a joint account shared with the applicant, a card
- 1026 (Regulation Z)
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Comment for 1026.51 Ability To Pay
opening of a joint account for two or more consumers or a credit line increase on such an account, the card
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
non-applicant's salary or other income is deposited regularly into a joint account shared with the applicant, a card
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Consistent with § 1026.52(b)(1)(ii)(C), the card issuer may impose a late payment fee of $37, which
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
The consumer contacts the card issuer orally, electronically, or in writing and specifically requests
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A card issuer could require the consumer to make a required minimum periodic payment that amortizes the
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A card issuer discloses a waiver or rebate to individual consumers, such as by telephone, letter, or
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
Card issuers could provide a link to the electronic disclosures on or with the application (or reply
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
Under these circumstances, a card issuer may treat the balances with the same rate as a single balance
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
On July 1, the card issuer provides a notice pursuant to § 1026.9(c) informing the consumer that
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
the rate depends, at least in part, on a later determination of the consumer's creditworthiness, the card
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Where the hybrid prepaid-credit card accesses credit from a covered separate credit feature in the course
- 1026 (Regulation Z)
Comment for 1026.8 - Identifying Transactions on Periodic Statements
nonsale credit” for purposes of § 1026.8(b) in cases where a consumer uses a hybrid prepaid-credit card
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Assume also that the card issuer and the consumer subsequently agree to a workout arrangement that reduces
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
cash advance fee under § 1026.60(b)(8) in cases where a consumer uses a hybrid prepaid-credit card
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Except as provided in § 1026.61(a)(4), a prepaid card would trigger coverage as a hybrid prepaid-credit
- 1026 (Regulation Z)
§ 1026.51 Ability to Pay.
(ii) If a credit card account has been opened pursuant to paragraph (b)(1)(ii) of this section, no increase
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
A change is substantive if it alters the rights or obligations of the card issuer or the consumer under
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
The card issuer shall provide disclosures, to the extent applicable, on or with an application or solicitation
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
For purposes of § 1026.52(b)(1)(i), the costs incurred by a card issuer as a result of late payments
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
to a deferred interest or similar program, or by using the account to purchase property in which the card
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
For increases in annual percentage rates applicable to a credit card account under an open-end (not home-secured
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
In complying with § 1026.60(c), (e)(1) or (f), a card issuer may provide the account-opening summary
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
(B) Right to reject for credit card accounts under an open-end (not home-secured) consumer credit plan
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
For example, assume a consumer responds to a card issuer's solicitation for a credit card account subject
- 1026 (Regulation Z)