§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
(B) The automatic termination of mortgage insurance or any functional equivalent under applicable law
- 1026 (Regulation Z)
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(B) The automatic termination of mortgage insurance or any functional equivalent under applicable law
bona fide nonprofit organization, and who acts as a loan originator only with respect to residential mortgage
See comment 32(b)(1)(i)(C)-1 and -2 for further guidance concerning the exclusion of mortgage insurance
Below are several examples showing how to calculate the total loan amount for closed-end mortgage loans
In a 30-year graduated payment mortgage where there will be payments of $300 for the first 120 months
A servicer is not required to credit funds in an escrow account to an escrow account for a new mortgage
consumer has received the disclosures required by either § 1026.32(c) or by RESPA for the high-cost mortgage
memorialized in a promissory note or other credit contract, as well as the security interest created by a mortgage
Disclosure of a general number or email address for the loan officer's lender or mortgage broker, as
When two or more borrowers are joint obligors with primary liability on a mortgage loan subject to §&
To meet the definition of qualified mortgage under § 1026.43(e)(2), a creditor must determine the
regulations under 12 U.S.C. 3803(c) (including this Part) preempted State law with respect to an alternative mortgage
the principal and interest payment corresponding to the introductory interest rate and payments for mortgage
The NMLSR ID is a unique number or other identifier that is generally assigned by the Nationwide Mortgage
(1) If the terms of any federally related mortgage loan require the borrower to make payments to an escrow
, including initiating foreclosure or proceeding with a foreclosure sale, allowed by the underlying mortgage
transfer must deliver the notice to the mailing address (or addresses) listed by the borrower in the mortgage
issued by the Bureau of Consumer Financial Protection to implement the Secure and Fair Enforcement for Mortgage
(C) The creditor, assignee or servicer of an adjustable-rate mortgage when the servicer on the loan is
obtain such information, a statement of the amount due to pay off the outstanding balance of a high-cost mortgage
If this paragraph (f) applies in connection with a mortgage loan with more than one primary obligor,
(1) For an adjustable-rate mortgage under paragraph (d)(1)(i)(A) of this section, the outstanding principal
registration renewal requirement set forth in paragraph (b)(1) of this section does not apply to a registered mortgage
registration required by this section, a covered financial institution must require each employee who is a mortgage
H-24(A) Mortgage Loan Transaction Loan Estimate - Model Form Description: This is a blank model Loan