Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
required by § 1026.37(o)(3)(i), the disclosures for any transaction that is a federally related mortgage
- 1026 (Regulation Z)
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Comment for 1026.39 - Mortgage Transfer Disclosures
closed-end consumer credit transactions secured by a dwelling or real property, other than a reverse mortgage
- 1026 (Regulation Z)
Comment for 1026.42 - Valuation Independence
conflict of interest on other grounds, such as if the person performs a valuation for a purchase-money mortgage
- 1026 (Regulation Z)
Comment for 1026.42 - Valuation Independence
conflict of interest on other grounds, such as if the person performs a valuation for a purchase-money mortgage
- 1026 (Regulation Z)
Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability
Exemption for certain mortgage transactions.
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
For example, an adjustable-rate mortgage may have an introductory fixed rate for the first five years
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
For example, if the creditor provides a document showing the estimated monthly payment for a mortgage
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
Section 1026.19(e)(3)(ii) provides that if the creditor requires a service in connection with the mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
It may be a qualified mortgage if it satisfies the appropriate requirements.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Fixed-rate, graduated payment mortgage. A loan in the amount of $200,000 has a 30-year loan term.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The creditor will meet the definition of qualified mortgage if it underwrites the covered transaction
- 1026 (Regulation Z)
§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.
In addition, it imposes certain limitations on increases in costs for mortgage transactions subject to
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
the commentary to § 1026.19(a)(2), (e), and (f) for a discussion of the redisclosure in certain mortgage
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
For example, if the senior loan officer employed by the creditor or mortgage broker disclosed under §
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
During underwriting it is discovered that the consumer was delinquent on mortgage loan payments in the
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Adjustable-rate mortgage with discount for three years and interest-only payments for five years.
- 1026 (Regulation Z)
Comment for Appendix D - Multiple-Advance Construction Loans
explains that the amount disclosed under § 1026.37(l)(1)(i) is the sum of principal, interest, mortgage
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
Or, assume two co-applicants applied for a mortgage loan.
- 1026 (Regulation Z)
Comment for 1026.25 - Record Retention
Where a loan originator is a mortgage broker, a disclosure of compensation or broker agreement required
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
If the transaction is determined to be a high-cost mortgage, only the permanent phase is subject to the
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
If the transaction is determined to be a higher-priced mortgage loan not otherwise exempt under §
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
calendar year, the loan originator organization formally determines the financial performance of its mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Similarly, although an early payment default on a mortgage will often be persuasive evidence that the
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
performance during the calendar year out of a bonus pool established with reference to the profits of the mortgage
- 1026 (Regulation Z)
Comment for Appendix H - Closed-End Forms and Clauses
The sample disclosure form describes the features of a specific variable-rate mortgage program and alerts
- 1026 (Regulation Z)