Comment for 1026.8 - Identifying Transactions on Periodic Statements
to an asset account other than a prepaid account as defined in § 1026.61 or by means of a debit card
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
to an asset account other than a prepaid account as defined in § 1026.61 or by means of a debit card
Any fee imposed by a card issuer based on account inactivity (including the consumer's failure to use
an account occurs during the billing cycle in which the transaction occurs or is authorized by the card
Card issuers were permitted to impose a fee for violating the terms of an agreement if the fee did not
Card issuers were permitted to impose a fee for violating the terms of an agreement if the fee did not
Card issuers were permitted to impose a fee for violating the terms of an agreement if the fee did not
Card issuers were permitted to impose a fee for violating the terms of an agreement if the fee did not
A card issuer could increase the percentage of the balance included in the required minimum periodic
A card issuer communicates with a consumer about a waiver or rebate of interest, fees, or other charges
If a tabular format is required to be used, card issuers offering several types of accounts may disclose
disclosure a grace period (or lack of a grace period) offered on check transactions that access a credit card
In addition, a card issuer may be restricted by the terms of the account agreement from imposing a late
consumer or to a person who has actual, implied, or apparent authority to use the consumer's credit card
(B) $38 if the card issuer previously imposed a fee pursuant to paragraph (b)(1)(ii)(A) of this section
be provided no later than the first periodic statement sent after the consumer has consented to the card
items in paragraph (b) of this section is provided on or with the application or solicitation, the card
by cash, a 10% discount for payment by check, and a 5% discount for payment by a particular credit card
temporarily suspended (for example, because the consumer has exceeded a credit limit, or because a credit card
device” in the form of a check or draft or the use of the overdraft credit plan accessed by a debit card
creditors could not obtain a security interest in the consumer's deposit accounts to the same extent as the card
pursuant to § 1026.60(b)(8) any charges imposed on a cardholder by an institution other than the card
If a range of late payment fees may be assessed, the card issuer may state the range of fees, or the
To the extent available from the United States Trustee or a bankruptcy administrator, a card issuer must
Card issuers that impose fees referred to in paragraphs (b)(8) through (12) of this section that vary
If a rate disclosed under paragraph (b)(1) of this section is a variable rate, the card issuer shall