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Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events

Creditors, assignees, and servicers that own either the applicable adjustable-rate mortgage or the applicable

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

The original creditor or owner of the mortgage loan might sell, assign or otherwise transfer legal title

• • 1026 (Regulation Z)

Comment for 1024.41 - Loss Mitigation Procedures

transferor servicer receives the borrower's initial loss mitigation application when the borrower's mortgage

• • 1024 (Regulation X)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

third-party record includes a document or other record prepared by the consumer, the creditor, the mortgage

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

never been a securitizer, Federal government insurer, or Federal government guarantor of closed-end mortgage

• • 1003 (Regulation C)

§ 1010.212 Financial information.

(2) The term “conveys title free of any mortgage or lien” in these exceptions is not intended to prohibit

• • 1010 (Regulation J)

§ 1010.212 Financial information.

(B) The contract provides for delivery of a deed which conveys title free of any mortgage or lien within

• • 1010 (Regulation J)

Comment for 1002.2 - Definitions

or transfers the mortgaged property and the buyer makes an application to the creditor to assume the mortgage

• • 1002 (Regulation B)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

determines would be helpful or which may be required by applicable law or the owner or assignee of the mortgage

• • 1024 (Regulation X)

§ 1008.23 Definitions.

not include offering or negotiating loan rates or terms, or counseling consumers about residential mortgage

• • 1008 (Regulation H)

§ 1026.33 Requirements for reverse mortgages.

In addition to other disclosures required by this part, in a reverse mortgage transaction the creditor

• • 1026 (Regulation Z)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

(A) A criminal background check through the Nationwide Mortgage Licensing System and Registry (NMLSR)

• • 1026 (Regulation Z)

§ 1008.103 Individuals required to be licensed by states.

with the activities described in paragraph (c)(2)(i) of this section or as a result of any residential mortgage

• • 1008 (Regulation H)

§ 1007.103 Registration of mortgage loan originators.

must not permit an employee who is subject to the registration requirements of this part to act as a mortgage

• • 1007 (Regulation G)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

not prohibit a creditor from financing the counseling fee as part of the transaction for a high-cost mortgage

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Section 1026.35(c)(2)(viii)(B) applies to a higher-priced mortgage loan secured by a manufactured home

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

A person may become a covered person by acquiring a partial interest in the mortgage loan.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

period of time after consummation or, for an adjustable-rate, interest-only, or negative-amortization mortgage

• • 1026 (Regulation Z)

Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income

than ten months must be included if the amount of the debt affects the consumer's ability to pay the mortgage

• • 1026 (Regulation Z)

§ 1003.2 Definitions.

(i) Home improvement loan means a closed-end mortgage loan or an open-end line of credit that is for

• • 1003 (Regulation C)

§ 1004.4 Requirements for alternative mortgage transactions.

Notwithstanding paragraphs (a) through (c) of this section, a housing creditor that is not making an alternative mortgage

• • 1004 (Regulation D)

Comment for 1024.40 - Continuity of Contact

A borrower is not considered delinquent if the borrower has refinanced the mortgage loan, paid off the

• • 1024 (Regulation X)

Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability

whether or not treated as real property under State or other applicable law) for which the creditor or mortgage

• • 1026 (Regulation Z)

Comment for 1026.17 - General Disclosure Requirements

To illustrate, in a mortgage transaction, the creditor and consumer agree to a note specifying a 14 percent

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

For example, under § 1026.37(o)(4)(i)(A), periodic mortgage insurance payments are rounded and disclosed

• • 1026 (Regulation Z)