§ 1026.53 Allocation of payments.
The card issuer may at its option allocate any amount paid by the consumer in excess of the required
- 1026 (Regulation Z)
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§ 1026.59 Reevaluation of rate increases.
A card issuer that is subject to paragraph (a) of this section must conduct the review described in paragraph
- 1026 (Regulation Z)
Comment for 1026.11 - Treatment of Credit Balances; Account Termination
A card issuer may establish or designate a department, business unit, or communication channel for administrators
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
The consumer must be aware that granting a security interest is a condition for the credit card account
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
be provided to the consumer in a document separate from the deposit account agreement and the credit card
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
document setting forth the security agreement must specifically enumerate the conditions under which the card
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
The following amounts are not costs incurred by a card issuer as a result of violations of the terms
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A card issuer discloses the waiver or rebate on radio or television or through electronic advertisements
- 1026 (Regulation Z)
Appendix M1 to Part 1026 — Repayment Disclosures
When calculating the minimum payment repayment estimate, a card issuer for each of the terms below, may
- 1026 (Regulation Z)
Appendix M1 to Part 1026 — Repayment Disclosures
If a card issuer uses a weighted annual percentage rate and any promotional terms related to annual percentage
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Assume that, at account opening on January 1 of year one, a card issuer discloses that the annual percentage
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Except as provided in § 1026.55(b)(3)(iii), § 1026.55(b)(3) permits a card issuer to increase
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
Section 1026.58(e)(2) provides that a card issuer that does not maintain a Web site from which cardholders
- 1026 (Regulation Z)
§ 1026.51 Ability to Pay.
For purposes of paragraph (a)(1) of this section, a card issuer must use a reasonable method for estimating
- 1026 (Regulation Z)
§ 1026.51 Ability to Pay.
(i) If a credit card account has been opened pursuant to paragraph (b)(1)(i) of this section, no increase
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
rescind under certain circumstances and they may have certain rights if they are obligated on credit card
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
A credit card may be issued in response to a request made before any cards are ready for issuance (for
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
unauthorized uses cannot exceed either $50 or the value obtained through the unauthorized use before the card
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
The card issuer need not actually post the refund to the consumer's account within three business days
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
A card issuer may impose a fee for violating the terms or other requirements of an account pursuant to
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
In-person applications and solicitations initiated by a card issuer are subject to § 1026.60(f),
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
at a financial institution and the loan officer invites the consumer to apply for a credit or charge card
- 1026 (Regulation Z)
§ 1026.51 Ability to Pay.
Card issuers must establish and maintain reasonable written policies and procedures to consider the consumer's
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
If requested by an approved organization, a card issuer may at its option provide, in addition to the
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
feature and an asset feature on a prepaid account that are both accessible by a hybrid prepaid-credit card
- 1026 (Regulation Z)