Comment for 1026.52 - Limitations on Fees
illustrate the application of § 1026.52(b)(1)(ii)(A) and (b)(1)(ii)(B) with respect to credit card
- 1026 (Regulation Z)
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illustrate the application of § 1026.52(b)(1)(ii)(A) and (b)(1)(ii)(B) with respect to credit card
Accordingly, consistent with § 1026.52(b)(1)(ii)(A), the card issuer imposes a $25 late payment
The card issuer does not receive any payment on or before September 25.
Assume that a credit card account has a cash advance balance of $100 at an annual percentage rate of
was determined by adding a margin of 10 percentage points to a publicly-available index not under the card
institution of higher education must publicly disclose any contract or other agreement made with a card
that, with respect to an agreement offered solely for accounts under one or more private label credit card
credit that is accessed by an account number, except if the account number is a hybrid prepaid-credit card
cumulative daily basis, rather than the amount attributable to each check or each use of the debit card
slips for the purchases to the signature of the consumer (or an authorized user in the case of a credit card
A card issuer that has complied with the disclosure requirements in § 1026.9(c)(2)(v)(B) has also
A card issuer that has complied with the disclosure requirements in § 1026.9(g)(3)(i)(B) has also
The card can only access credit extended through a negative balance on the asset feature of the prepaid
(iii) For purposes of subpart B, any card issuer that extends either open-end credit or credit that is
(ii) A statement that the card issuer estimates that the consumer will repay the outstanding balance
all other information, describing the consumer's right to affirmatively consent, or opt in, to the card
At their option, card issuers may use a third party to establish and maintain a toll-free telephone number
See comment 55(a)-1 and 55(b)-3 for examples of how a card issuer that is subject to § 1026.55 may
See comment 9(c)(2)(iv)-11 for guidance on disclosure of the reasons for a rate increase for a credit card
A card issuer discloses the waiver or rebate in a newspaper, magazine, leaflet, promotional flyer, catalog
account in connection with a covered separate credit feature accessible by a hybrid prepaid-credit card
For example, card issuers may rely without further inquiry on information provided by applicants in response
If a card issuer amends a credit card agreement previously submitted to the Bureau, § 1026.58(c)
it currently considers in determining the annual percentage rates applicable to similar new credit card
(D) A statement that the card issuer estimates that the consumer will repay the outstanding balance shown