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Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

A loan originator that satisfies § 1026.36(e)(2) is deemed to comply with § 1026.36(e)(1).

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

A person may become a covered person by acquiring a partial interest in the mortgage loan.

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

statement of intention that provides, as applicable, for the maintenance of payments due under the mortgage loan

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

A consumer makes a partial or periodic payment on the mortgage loan despite the consumer in bankruptcy

• • 1026 (Regulation Z)

Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income

of the debt affects the consumer's ability to pay the mortgage during the months immediately after loan

• • 1026 (Regulation Z)

§ 1003.2 Definitions.

(B) Any loan referred to in paragraph (g)(1)(iii) of this section was insured, guaranteed, or supplemented

• • 1003 (Regulation C)

§ 1003.2 Definitions.

(i) Home improvement loan means a closed-end mortgage loan or an open-end line of credit that is for

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

Assume that a covered loan is secured by 30 individual dwelling units in a condominium property that

• • 1003 (Regulation C)

Comment for 1003.5 - Disclosure and Reporting

satisfy the requirement under § 1003.5(a)(1)(i) that it retain a copy of its submitted annual loan

• • 1003 (Regulation C)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

A creditor that has made a loan to a consumer and is refinancing or extending new credit to the same

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

debtor in a case under chapter 12 or if a consumer's bankruptcy plan modifies the terms of the mortgage loan

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

same applies to situations in which an entity bears the financial responsibility for the default of a loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

First user loan.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

A loan in an amount of $200,000 has a 30-year loan term.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For example, assume a loan in an amount of $200,000 that has a five-year loan term, but is amortized

• • 1026 (Regulation Z)

Comment for 1041.3 - Scope of Coverage; Exclusions; Exemptions

A pawn loan must satisfy two conditions to be excluded from the requirements of this part under § 

• • 1041 (Payday Lending Rule)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

1026.37(m)(2) requires the creditor to disclose whether or not a third party may be allowed to assume the loan

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

A covered person that subsequently transfers a partial interest in the loan is required to provide the

• • 1026 (Regulation Z)

§ 1002.5 Rules concerning requests for information.

CFR 1003.2(g), may collect information regarding the ethnicity, race, and sex of an applicant for a loan

• • 1002 (Regulation B)

Comment for 1002.15 - Incentives for Self-Testing and Self-Correction

Property appraisal reports, minutes of loan committee meetings or other documents reflecting the basis

• • 1002 (Regulation B)

§ 1007.101 Authority, purpose, and scope.

Act's Federal registration requirement for mortgage loan originators. The S.A.F.E.

• • 1007 (Regulation G)

§ 1007.102 Definitions.

applicable state law, unless the individual is compensated by a lender, a mortgage broker, or other mortgage loan

• • 1007 (Regulation G)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

If the loan term may increase based on an adjustment of the interest rate, the creditor must disclose

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

required only if the periodic principal and interest payment may change after consummation based on a loan

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

provided in appendix H-30 of this part to remove language that could suggest liability under the mortgage loan

• • 1026 (Regulation Z)