Comment for 1026.56 - Requirements for Over-the-Limit Transactions
The consumer makes a $50 purchase using his credit card.
- 1026 (Regulation Z)
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Comment for 1026.61 - Hybrid Prepaid-Credit Cards
A prepaid account number that can access such a digital wallet is not a hybrid prepaid-credit card with
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Same specified terms and conditions regardless of whether the credit card account is linked to the prepaid
- 1026 (Regulation Z)
§ 1026.4 Finance charge.
charges for any guarantee or insurance protecting the creditor against the consumer's default or other credit
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
(ii) How and when the cardholder may terminate credit availability under the account to avoid paying
- 1026 (Regulation Z)
§ 1026.12 Special credit card provisions.
A) The cardholder has made a good faith attempt to resolve the dispute with the person honoring the credit
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
Premiums for voluntary credit life or disability insurance, or for property insurance, that are not part
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Any fee imposed by a card issuer if payment on a check that accesses a credit card account is declined
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
The agreement is offered solely for two different private label credit card plans (i.e., one plan consisting
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
The agreement is offered solely for two different private label credit card plans (i.e., one plan consisting
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Except as provided in § 1026.61(a)(4), a prepaid card would trigger coverage as a hybrid prepaid-credit
- 1026 (Regulation Z)
Comment for Appendix G - Open-End Model Forms and Clauses
Annual Fees” and “Set-up and Maintenance Fees”) for disclosing fees for issuance or availability of credit
- 1026 (Regulation Z)
§ 1026.3 Exempt transactions.
official commentary to this paragraph (b) for the threshold amount applicable to a specific extension of credit
- 1026 (Regulation Z)
§ 1026.4 Finance charge.
The finance charge is the cost of consumer credit as a dollar amount.
- 1026 (Regulation Z)
§ 1026.51 Ability to Pay.
(ii) If a credit card account has been opened pursuant to paragraph (b)(1)(ii) of this section, no increase
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
If the seller is a creditor in the transaction, the transaction is a credit sale and the special credit
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Open-end credit.
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Certain mortgage and credit insurance premiums.
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Fees imposed for preparing and providing documents when an open-end credit plan is terminated, if such
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
This section applies to all open-end credit plans secured by the consumer's dwelling, as defined in §
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
For increases in annual percentage rates applicable to a credit card account under an open-end (not home-secured
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
an asset account held by the creditor, and from which payments are made periodically to an open-end credit
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Section 1026.32(a)(1)(iii) provides that a closed-end credit transaction or an open-end credit plan is
- 1026 (Regulation Z)
§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.
(iii) The credit is subject to a finance charge or is payable by a written agreement in more than four
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(iii) Charge card means a credit card on an account for which no periodic rate is used to compute a finance
- 1026 (Regulation Z)