Comment for 1026.52 - Limitations on Fees
For purposes of § 1026.52(b)(1)(i), the costs incurred by a card issuer as a result of over-the-limit
- 1026 (Regulation Z)
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Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A card issuer provides a period after the payment due date during which interest, fees, or other charges
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
1026.12(e) (Prompt notification of returns and crediting of refunds), a person that honors a credit card
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§ 1026.9 Subsequent disclosure requirements.
(6) For a credit card account under an open-end (not home-secured) consumer credit plan, a statement
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§ 1026.12 Special credit card provisions.
If state law or an agreement between a cardholder and the card issuer imposes lesser liability than that
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§ 1026.56 Requirements for over-the-limit transactions.
An explanation of the consumer's right to affirmatively consent to the card issuer's payment of over-the-limit
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§ 1026.60 Credit and charge card applications and solicitations.
The card issuer shall disclose the applicable items in paragraph (b) of this section on or with an application
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
(iii) A statement that the consumer should contact the card issuer for any change in the required information
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§ 1026.61 Hybrid prepaid-credit cards.
(i) The prepaid card cannot access credit from a covered separate credit feature as described in paragraph
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§ 1026.61 Hybrid prepaid-credit cards.
(ii) The prepaid card only can access credit extended through a negative balance on the asset feature
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Comment for 1026.6 - Account-Opening Disclosures
Charges imposed on a cardholder by an institution other than the card issuer for the use of the other
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Comment for 1026.12 - Special Credit Card Provisions
A card issuer that chooses not to impose any liability on cardholders for unauthorized use need not comply
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Comment for 1026.51 Ability To Pay
For purposes of § 1026.51(b)(1)(i), a card issuer may consider the consumer's current or reasonably
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Comment for 1026.53 - Allocation of Payments
The payment coupon provided by the card issuer contains preprinted language or a preselected check box
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Comment for 1026.58 - Internet Posting of Credit Card Agreements
Identifying information about the card issuer and the agreements submitted, including the issuer's name
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§ 1026.6 Account-opening disclosures.
feature and an asset feature on a prepaid account that are both accessible by a hybrid prepaid-credit card
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§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
(iii) This exception does not permit a card issuer to increase an annual percentage rate or a fee or
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
If a card issuer promotes the waiver or rebate of finance charges due to a periodic interest rate or
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
For example, a consumer may use a credit card to make a purchase in Bermuda, in U.S. dollars, and the
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Comment for 1026.4 - Finance Charge
1026.61(a)(2)(i) is defined as a covered separate credit feature accessible by a hybrid prepaid-credit card
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Comment for 1026.5 - General Disclosure Requirements
Disclosures for credit card applications and solicitations under § 1026.60, highlighted account-opening
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Comment for 1026.8 - Identifying Transactions on Periodic Statements
An advance at an ATM on a covered separate credit feature accessed by a hybrid prepaid-credit card as
- 1026 (Regulation Z)
Comment for 1026.8 - Identifying Transactions on Periodic Statements
A transaction where a consumer uses a hybrid prepaid-credit card as defined in § 1026.61 to make
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
A person imposing a finance charge at the time of honoring a consumer's credit card must disclose the
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
those proceedings, and may instead file a claim for the property or service purchased with the credit card
- 1026 (Regulation Z)