§ 1026.23 Right of rescission.
After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation
- 1026 (Regulation Z)
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After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation
With respect to any open credit card account, a card issuer must either:
(i) Home-equity plans accessible by a credit or charge card that are subject to the requirements of §
(3) Prepaid card can access credit extended through a negative balance on the asset feature of the prepaid
Credit extensions by a company to its employees or agents if the loans are used for personal purposes
A more complete spelling of the name that was alphabetically abbreviated on the receipt or other credit
If a transaction is “sale credit” as described above in comment 8(a)–9.i, the following applies:
A security interest that is acquired by a contractor who is also extending the credit in the transaction
A security interest that is acquired by a contractor who is also extending the credit in the transaction
The term “loan originator” does not include consumers who obtain extensions of consumer credit on their
in § 1026.4(c)(4) do not necessarily have to be formal membership fees, nor are they limited to credit
This paragraph applies to credit card accounts of the type subject to § 1026.60 if credit insurance
imposed on prepaid accounts in the same prepaid account program that do not have a covered separate credit
(3) For accounts other than credit card accounts under an open-end (not home-secured) consumer credit
For credit card accounts under an open-end (not home-secured) consumer credit plan, card issuers must
(1) Except with respect to a prepaid account as defined in § 1026.61, an extension of credit that
(i) Closed-end credit.
(ii) An extension of credit for which the amount of credit extended is equal to or less than the applicable
If the credit is not for one of the purposes described in paragraphs (a)(9)(i) or (ii) of this section
or charge required to be disclosed under § 1026.6(b)(2)(ii), (b)(2)(iii), or (b)(2)(xii) on a credit
For purposes of paragraph (a)(5)(iii) of this section, a person that can extend credit through a separate
On February 1, an account is opened but the creditor does not make an initial extension of credit at
A fee charged for arranging a single payment on the credit account, upon the consumer's request (regardless
This includes, for example, evidence that the creditor properly handled adverse credit reports in connection
and in § 1026.40 addresses calculation of the annual percentage rate disclosures for closed-end credit