Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
For purposes of § 1026.55(b)(3), the card issuer may treat the transaction as occurring more than
- 1026 (Regulation Z)
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Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Section 1026.55(c)(2)(iii) does not limit or otherwise address the card issuer's ability to determine
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
The card issuer may charge over-the-limit fees for the December and January billing cycles.
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
If a consumer accesses a credit card application or solicitation electronically (other than as described
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
A card issuer may use this option only if the issuer does not include on or with the application or solicitation
- 1026 (Regulation Z)
Comment for Appendix G - Open-End Model Forms and Clauses
Models G-10(A) and G-17(A) contain rows in the table with the prescribed language, “For Credit Card Tips
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Assume that, at account opening on January 1 of year one, a card issuer discloses that the annual percentage
- 1026 (Regulation Z)
§ 1026.6 Account-opening disclosures.
(E) With regard to a non-covered separate credit feature accessible by a prepaid card as defined in §
- 1026 (Regulation Z)
§ 1026.11 Treatment of credit balances; account termination.
Upon request by the administrator of an estate, a card issuer must provide the administrator with the
- 1026 (Regulation Z)
§ 1026.52 Limitations on fees.
A card issuer may impose a fee for violating the terms or other requirements of an account if the dollar
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
The card issuer must not require repayment of the protected balance using a method that is less beneficial
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
Upon receiving a request for any of the information referred to in this paragraph, the card issuer shall
- 1026 (Regulation Z)
Comment for 1026.13 - Billing Error Resolution
If a consumer uses a debit card to withdraw money at an automated teller machine and activates an overdraft
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
The card issuer's online application contains a preselected check box indicating that the consumer requests
- 1026 (Regulation Z)
Comment for 1026.54 - Limitations on the Imposition of Finance Charges
Card issuers must comply with the payment allocation requirements in § 1026.53 even if doing so
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
A card issuer may consider any current or reasonably expected income or assets of the consumer or consumers
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
On March 31, the balance on the account is $970 and the card issuer has not received the $35 required
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Assume that a card issuer discloses at account opening on January 1 of year one that the rate that applies
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
Card issuers that do not otherwise maintain Web sites.
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Section 1026.61 sets forth the definition of hybrid prepaid-credit card, and several requirements that
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
feature and an asset feature of a prepaid account that are both accessible by a hybrid prepaid-credit card
- 1026 (Regulation Z)
Comment for Appendix G - Open-End Model Forms and Clauses
These model forms illustrate the disclosures required under § 1026.9(f) when the card issuer changes
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
covered separate credit feature solely accessible by an account number that is a hybrid prepaid-credit card
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
of a consumer's request for information but in no event later than delivery of the credit or charge card
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
For example, card issuers may rely without further inquiry on information provided by applicants in response
- 1026 (Regulation Z)