Comment for 1026.53 - Allocation of Payments
Assume that a credit card account has a cash advance balance of $500 at an annual percentage rate of
- 1026 (Regulation Z)
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Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Section 1026.55(b)(1)(ii) limits the ability of a card issuer to apply an increased fee or charge to
- 1026 (Regulation Z)
§ 1026.6 Account-opening disclosures.
(A) Charges imposed on a cardholder by an institution other than the card issuer for the use of the other
- 1026 (Regulation Z)
Comment for 1026.8 - Identifying Transactions on Periodic Statements
the seller and the creditor have an agreement authorizing the seller to honor the creditor's credit card
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Returned payment fees and any other fees imposed by a card issuer if a payment received via check, automated
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
The number of violations of a particular type experienced by the card issuer during a prior period of
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
(1)(ii), a returned payment occurs during the billing cycle in which the payment is returned to the card
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Nothing in § 1026.55 prohibits a card issuer from changing the balance computation method that applies
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
Notification regarding any credit card agreement previously submitted to the Bureau that the issuer is
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
A card issuer cannot impose a fee for a violation pursuant to § 1026.52(b)(1)(ii)(B) unless a fee
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
of credit in excess of the credit limit for an account is the total amount of credit extended by the card
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
At this time, § 1026.55 does not permit the card issuer to increase the annual percentage rates
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
If a consumer does so, this provision does not require the card issuer to waive or reverse any over-the-limit
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
The term private label credit card account does not include accounts with so-called co-branded credit
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
Pursuant to § 1026.58(g)(1), card issuers are not required to make quarterly submissions to the
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Meaning of registration of a prepaid card or prepaid account.
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
(E) A toll-free telephone number where the consumer may obtain from the card issuer information about
- 1026 (Regulation Z)
§ 1026.51 Ability to Pay.
(A) The card issuer assumes utilization, from the first day of the billing cycle, of the full credit
- 1026 (Regulation Z)
§ 1026.57 Reporting and marketing rules for college student open-end credit.
(i) Identifying information about the card issuer and the agreements submitted, including the issuer's
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
(i) Identifying information about the card issuer and the agreements submitted, including the issuer's
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
(ii) The consumer may contact the card issuer to request specific information about the costs, along
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
signature on credit slips for the purchases to the signature of the cardholder or an authorized user in the card
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
For examples of how to comply with §§ 1026.12 and 1026.53 for credit card accounts under an open-end
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Late payment fees and any other fees imposed by a card issuer if an account becomes delinquent or if
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
The following are examples of circumstances in which a card issuer is not promoting a waiver or rebate
- 1026 (Regulation Z)