§ 1026.31 General rules.
(A) Make the loan or credit plan satisfy the requirements of 15 U.S.C. 1631-1651; or
- 1026 (Regulation Z)
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(A) Make the loan or credit plan satisfy the requirements of 15 U.S.C. 1631-1651; or
(A) Make the loan or credit plan satisfy the requirements of 15 U.S.C. 1631-1651; or
This section applies to any consumer credit transaction secured by the consumer's principal dwelling.
A prepaid card that is not a hybrid prepaid-credit card as defined in § 1026.61.
The credit documents reflect the purchase of an annuity from a specific provider or providers.
All security interests that may arise in connection with the credit transaction are validly waived.
All security interests that may arise in connection with the credit transaction are validly waived.
Fees imposed on the asset feature of a prepaid account in connection with a covered separate credit feature
card (including a prepaid account number) that can access that prepaid account is a hybrid prepaid-credit
(including branches of foreign banks and sellers located in the United States) that extend consumer credit
Subsequent changes when exemption is based on initial extension of credit.
account, such as from a deposit account via a debit card, to a prepaid account without a covered separate credit
transaction accesses funds from the asset feature of a prepaid account but also involves an extension of credit
The creditor holds in portfolio only extensions of credit that have a fixed interest rate and a five-year
section and in accordance with the format requirements in paragraph (b)(13) of this section, for a credit
(8) If the change in terms being disclosed is an increase in an annual percentage rate for a credit card
not later than six months after the acquisition of such accounts, a card issuer reviews all of the credit
(1) The card can be used to draw, transfer, or authorize the draw or transfer of credit from the separate
Credit loss insurance.
Credit access device - examples.
Replacing a single card that is both a debit card and a credit card with a credit card and a separate
With respect to a covered separate credit feature accessible by a hybrid prepaid-credit card as defined
Section 1026.19(e)(1)(i) requires early disclosure of credit terms in closed-end credit transactions,
for premiums for mortgage-related insurance that the creditor does not require in connection with the credit
The payment of any loan originator or creditor fees or charges for the credit, or for a product or service