Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
Assume consummation is scheduled for Thursday, June 11 and the disclosure for a regular mortgage transaction
- 1026 (Regulation Z)
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Comment for 1026.30 - Limitation on Rates
“Shared-equity” or “shared-appreciation” mortgage loans that have a fixed rate of interest and a shared-appreciation
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
undertaken prior to or at account opening and secured by the same dwelling that secures the high-cost mortgage
- 1026 (Regulation Z)
Comment for 1026.42 - Valuation Independence
“Covered persons” include creditors, mortgage brokers, appraisers, appraisal management companies, real
- 1026 (Regulation Z)
Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
The income of each consumer who will be obligated for the mortgage debt and whose income is being relied
- 1026 (Regulation Z)
§ 1026.39 Mortgage transfer disclosures.
, upon confirmation, a servicer provides a confirmed successor in interest who is not liable on the mortgage
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
, upon confirmation, a servicer provides a confirmed successor in interest who is not liable on the mortgage
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-24(B) Mortgage Loan Transaction Loan Estimate - Fixed Rate Loan Sample Description: This is a sample
- 1026 (Regulation Z)
Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events
Creditors, assignees, and servicers that own either the applicable adjustable-rate mortgage or the applicable
- 1026 (Regulation Z)
Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events
Creditors, assignees, and servicers that own either the applicable adjustable-rate mortgage or the applicable
- 1026 (Regulation Z)
Comment for 1026.39 - Mortgage Transfer Disclosures
The original creditor or owner of the mortgage loan might sell, assign or otherwise transfer legal title
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
third-party record includes a document or other record prepared by the consumer, the creditor, the mortgage
- 1026 (Regulation Z)
§ 1026.33 Requirements for reverse mortgages.
In addition to other disclosures required by this part, in a reverse mortgage transaction the creditor
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(A) A criminal background check through the Nationwide Mortgage Licensing System and Registry (NMLSR)
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
not prohibit a creditor from financing the counseling fee as part of the transaction for a high-cost mortgage
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
Section 1026.35(c)(2)(viii)(B) applies to a higher-priced mortgage loan secured by a manufactured home
- 1026 (Regulation Z)
Comment for 1026.39 - Mortgage Transfer Disclosures
A person may become a covered person by acquiring a partial interest in the mortgage loan.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
period of time after consummation or, for an adjustable-rate, interest-only, or negative-amortization mortgage
- 1026 (Regulation Z)
Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
than ten months must be included if the amount of the debt affects the consumer's ability to pay the mortgage
- 1026 (Regulation Z)
Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability
whether or not treated as real property under State or other applicable law) for which the creditor or mortgage
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
To illustrate, in a mortgage transaction, the creditor and consumer agree to a note specifying a 14 percent
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
For example, under § 1026.37(o)(4)(i)(A), periodic mortgage insurance payments are rounded and disclosed
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
written application for a refinancing, the consumer has made no more than one payment on the non-standard mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
A qualified mortgage under § 1026.43(e)(5) retains its qualified mortgage status if a creditor merges
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Under § 1026.43(f)(1)(ii), if a qualified mortgage provides for a balloon payment, the creditor
- 1026 (Regulation Z)