Comment for 1026.11 - Treatment of Credit Balances; Account Termination
A card issuer may impose fees and charges on an account of a deceased consumer if a joint accountholder
- 1026 (Regulation Z)
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Comment for 1026.12 - Special Credit Card Provisions
)(2)(ii) may be given, for example, with the initial disclosures under § 1026.6, on the credit card
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
A card issuer may consider the consumer's current obligations under § 1026.51(b)(1) and (b)(2)(i
- 1026 (Regulation Z)
§ 1026.12 Special credit card provisions.
When a person who honors a credit card fails to resolve satisfactorily a dispute as to property or services
- 1026 (Regulation Z)
§ 1026.61 Hybrid prepaid-credit cards.
of this section with regard to coverage under this regulation, structuring a hybrid prepaid-credit card
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
On May 4, the card issuer has not received the $50 required minimum periodic payment that was due on
- 1026 (Regulation Z)
Comment for 1026.8 - Identifying Transactions on Periodic Statements
The term “sale credit” refers to a purchase in which the consumer uses a credit card or otherwise directly
- 1026 (Regulation Z)
Comment for 1026.8 - Identifying Transactions on Periodic Statements
The purchase of services from the card issuer or creditor.
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
A card issuer permanently closes a local branch office at which payments are accepted on credit card
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
A consumer has elected to make payments automatically to a credit card account, such as through a payroll
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Consistent with § 1026.52(b)(1)(ii)(C), the card issuer may impose a late payment fee of $34, which
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Same facts as above except that, on March 26, the card issuer receives a payment of $20, reducing the
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
On March 26, the card issuer has not received any payment and imposes a late payment fee.
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
allocation of amounts paid by the consumer in excess of the minimum periodic payment required by the card
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Nothing in § 1026.55 prohibits a card issuer from waiving or rebating finance charges due to a periodic
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
In contrast, if a consumer is physically present in the card issuer's office, and accesses a credit card
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
In determining which balance computation method to disclose for purchases, the card issuer must assume
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(A) A home-equity plan subject to the requirements of § 1026.40 that is accessed by a credit card
- 1026 (Regulation Z)
§ 1026.12 Special credit card provisions.
A cardholder shall be liable for unauthorized use of a credit card only if:
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
Granting overdraft privileges on a checking account when the consumer already has a check guarantee card
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
The card issuer initiates the contact and at the same time takes application information over the telephone
- 1026 (Regulation Z)
Comment for Appendix G - Open-End Model Forms and Clauses
The rights stated in the special rule for credit card purchases and any limitations on those rights.
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Section 1026.55(b)(3)(iii) does not prohibit a card issuer from notifying a consumer of an increase in
- 1026 (Regulation Z)
§ 1026.52 Limitations on fees.
A card issuer must not impose a fee for violating the terms or other requirements of a credit card account
- 1026 (Regulation Z)
§ 1026.53 Allocation of payments.
When a balance on a credit card account under an open-end (not home-secured) consumer credit plan is
- 1026 (Regulation Z)