§ 1002.3 Limited exceptions for certain classes of transactions.
(b) Securities credit
- 1002 (Regulation B)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
(b) Securities credit
(c) Incidental credit
2(j) Credit.
(w) Open-end credit means credit extended under a plan in which a creditor may permit an applicant to
(3) Notification to business credit applicants.
(ii) Prohibits the individual extension of consumer credit to both parties to a marriage if each spouse
(i) A refusal to grant credit in substantially the amount or on substantially the terms requested in
Securities credit refers to extensions of credit subject to regulation under section 7 of the Securities
(d) Government credit —
2(g) Business credit.
3(c) Incidental credit.
3(d) Government credit.
(a) Public utilities credit —
2(w) Open-end credit.
3(a) Public-utilities credit.
Terms of credit versus type of credit offered.
In complying with the notice provisions of the Act and regulation, creditors offering business credit
The term “open-end credit” does not include negotiated advances under an open-end real estate mortgage
The Equal Credit Opportunity Act and Regulation B apply to all credit - commercial as well as personal
Combined credit scoring and judgmental system.
creditor may affirmatively solicit or encourage members of traditionally disadvantaged groups to apply for credit
(3) Special-purpose credit.
gross revenues of $1 million or less in its preceding fiscal year (other than an extension of trade credit
The signature rules ensure that qualified applicants are able to obtain credit in their own names.
Credit vs. sale.