§ 1026.19 Certain mortgage and variable-rate transactions.
If a consumer uses a mortgage broker, the mortgage broker shall provide the special information booklet
- 1026 (Regulation Z)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 953 matches out of 1532 total results
Filters applied:
§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.
A late payment charge may be imposed in connection with a high-cost mortgage only if the payment is not
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-25(B) Mortgage Loan Transaction Closing Disclosure - Fixed Rate Loan Sample Description: This is a
- 1026 (Regulation Z)
Comment for 1026.15 - Right of Rescission
Residential mortgage transaction.
- 1026 (Regulation Z)
Comment for 1026.39 - Mortgage Transfer Disclosures
For example, an investor that acquires mortgage-backed securities, pass-through certificates, or participation
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Assume a step-rate mortgage with an interest rate fixed at 6.5 percent for the first two years of the
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
under § 1026.43(e)(4)(iii), § 1026.43(e)(4) provides an alternative definition of qualified mortgage
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
In addition to other disclosures required by this part, in a mortgage subject to this section, the creditor
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
(1) Escrow accounts established for first-lien higher-priced mortgage loans for which applications were
- 1026 (Regulation Z)
§ 1026.39 Mortgage transfer disclosures.
section, a covered person is not subject to the requirements of this section with respect to a particular mortgage
- 1026 (Regulation Z)
§ 1026.40 Requirements for home equity plans.
(4) For reverse mortgage transactions that are subject to § 1026.33, terminate a plan and demand
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
This rule applies to charges paid by consumers to a mortgage broker in connection with a consumer credit
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
employees, agents, and contractors of a creditor as well as employees, agents, and contractors of a mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
a short time after consummation or, for an adjustable-rate, interest-only, or negative-amortization mortgage
- 1026 (Regulation Z)
Comment for 1026.3 - Exempt Transactions
Relationship to partial exemption for certain federally related mortgage loans.
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
defined in paragraph (b)(6)(i) of this section, that may be charged or collected under the terms of the mortgage
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
buying your house [may, subject to conditions, be allowed to] [cannot] assume the remainder of the mortgage
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
See comment 32(b)(1)(i)(B)-1 for further guidance concerning the exclusion of mortgage insurance premiums
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
Whether a creditor or mortgage broker “recommends or encourages” default for purposes of § 1026.34
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Example of payment calculation for an adjustable-rate mortgage with an introductory fixed rate.
- 1026 (Regulation Z)
Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
from trusts may be used if constant payments will continue for at least the first three years of the mortgage
- 1026 (Regulation Z)
Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
table below to calculate an investment property's income or loss if the property to be subject to a mortgage
- 1026 (Regulation Z)
§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.
In connection with an open-end, high-cost mortgage, a creditor shall not open a plan for a consumer where
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
days of such a request because a loan is in bankruptcy or foreclosure, because the loan is a reverse mortgage
- 1026 (Regulation Z)
Comment for 1026.33 - Requirements for Reverse Mortgages
To meet the definition of a reverse mortgage transaction, a creditor cannot require any principal, interest
- 1026 (Regulation Z)