Comment for 1026.32 - Requirements for High-Cost Mortgages
A creditor's origination charge paid by a consumer's employer on the consumer's behalf that is included
- 1026 (Regulation Z)
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Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events
requires the assuming consumer to pay any charges as a condition of the assumption, those sums are prepaid finance
- 1026 (Regulation Z)
§ 1026.4 Finance charge.
insurance if the insurer waives all right of subrogation against the consumer, may be excluded from the finance
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
The examples assume that consumer credit with a finance charge or written agreement for more than 4 installments
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
A tax imposed by a state or other governmental body on a creditor is not a finance charge if the creditor
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
When an account is not eligible for a grace period, imposing a finance charge due to a periodic interest
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
1026.18(b)(1) is $940, which results in an amount financed of $930, after deduction of the $10 prepaid finance
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
consumer may rescind a loan in foreclosure if a mortgage broker fee that should have been included in the finance
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Seller's points, as described in § 1026.4(c)(5) and commentary, are excluded from the finance charge
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
such as one-time membership or participation fees, or an application fee that is excludable from the finance
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
Charge card accounts.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Under § 1026.9(d), a card issuer is not obligated to disclose finance charges imposed by a party
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
Points, loan fees, and similar finance charges relating to the opening of the account that are paid prior
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
A hybrid prepaid-credit card as defined in § 1026.61 is a charge card with respect to a covered
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(i) A person who regularly extends consumer credit that is subject to a finance charge or is payable
- 1026 (Regulation Z)
§ 1026.5 General disclosure requirements.
(ii) For home-equity plans subject to § 1026.40, the terms finance charge and annual percentage
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
(5) Balance on which finance charge computed.
- 1026 (Regulation Z)
§ 1026.10 Payments.
consumer's account as of the date of receipt, except when a delay in crediting does not result in a finance
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
We figure the interest charge on your account by applying the periodic rate to the “adjusted balance”
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
Subpart C contains the disclosure rules for closed-end credit when the obligation is subject to a finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
In this case, the additional $0.75 is a finance charge.
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
Groups of transactions subject to different finance charge terms because of the dates on which the transactions
- 1026 (Regulation Z)
Comment for 1026.3 - Exempt Transactions
Fuel is delivered as needed, no finance charge is assessed, and the customer may withdraw from the plan
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
consumer has paid or promised to pay a membership fee including an application fee excludable from the finance
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
An item listed in § 1026.4(c)(7) may be excluded from the points and fees calculation if the charge
- 1026 (Regulation Z)