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12 CFR Part 1016 - Privacy of Consumer Financial Information (Regulation P)

Most recently amended Sept. 17, 2018

Regulation P requires financial institutions to provide certain privacy notices and to comply with certain limitations on the disclosure of nonpublic personal information to nonaffiliated third parties and requires financial institutions and others to comply with certain limitations on redisclosure and reuse.

Financial institutions subject to Regulation P may include, but are not limited to:

  • Banks, savings associations, and credit unions
  • Non-bank mortgage lenders
  • Businesses that extend credit or service loans
  • Insurance underwriters and agents
  • Mortgage brokers
  • Personal property and real estate appraisers
  • Tax preparers
  • Providers of real estate settlement services
  • Businesses that provide check cashing or wire transfer services
  • Debt collectors

This regulation covers topics such as:

  • Privacy notices and notices concerning the right to opt out of certain information disclosures
  • Limits on disclosure of certain information to nonaffiliated third parties
  • Limits on redisclosure and reuse of certain information
  • Limits on sharing account number information for marketing purposes

Additional resources

Other resources

GLBA compliance resources