Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA)
Proposed rule prohibiting certain terms and conditions in agreements for consumer financial products or services.
Open notices
The notices listed below are currently open for public comment. For each notice, click through to view the Federal Register notice where you can read the full notice and select the “Submit a formal comment” option to contribute.
Request for Information Regarding the Collection, Use, and Monetization of Consumer Payment and Other Personal Financial Data
The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to how financial companies collect, use, share, and protect consumers’ personal financial data.
Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work
The Consumer Financial Protection Bureau (CFPB) is proposing this interpretive rule to help participants in the market for paycheck advance products determine when certain existing requirements under Federal law are triggered. The proposed interpretive rule also addresses certain costs that are in substantial connection with extensions of such credit, such as expedited delivery fees and costs marketed as “tips.”
Request for Information regarding Mortgage Closing Costs
The Consumer Financial Protection Bureau is seeking comments from the public related to fees charged by providers of mortgages and related settlement services.