TILA-RESPA Integrated Disclosure rule implementation
Resources to help industry participants understand, implement, and comply with the Know Before You Owe mortgage disclosure rules.
On July 7, 2017, the Bureau issued a final rule related to integrated disclosures and other mortgage disclosure requirements in Regulation Z.
The Bureau also seeks comments on proposed amendments related to comparing actual charges to amounts disclosed on a Closing Disclosure, instead of a Loan Estimate, to determine good faith.
The Bureau has presented a number of webinars related to the TILA-RESPA integrated disclosure rule. The content of each webinar is current as of the date the webinar was originally presented. The webinars have not been updated since their original presentation dates and do not reflect the changes and clarifications set forth in the final rule issued in July 2017.
Supervision and examination materials
Consumer education materials
Your Home Loan Toolkit – now available in English and Spanish – is designed to be used in connection with the new Loan Estimate & Closing Disclosure forms. It will replace the current Settlement Cost booklet when the TILA-RESPA Integrated Disclosures go into effect.