Wiley v. Notte & Kreyling, P.C.
The Fair Debt Collection Practices Act provides a means for consumers to challenge an alleged debt by properly notifying the debt collector that the debt is disputed. The Act sets out certain information about this dispute right that debt collectors generally must disclose to consumers. In its amicus brief in this case, the Bureau argued that a debt collector violates these provisions, and engages in a deceptive collection practice, when it tells consumers that they must notify the creditor, rather than the debt collector, that a debt is disputed.