Birster v. American Home Mortgage Services, Inc.
This case presents the question whether activity surrounding foreclosure is immune from the Fair Debt Collection Practices Act. The Bureau’s brief argues that it is not. In particular, the brief argues:
- that an entity that regularly collects or attempts to collect debt is subject to the entire Act, even if its principal purpose is the enforcement of security interests; and
- that conduct relating to the enforcement of a security interest can also qualify as debt collection activity covered by the Act.