Terms of Credit Card Plans (TCCP) survey
Every six months, the CFPB collects and makes public data on credit cards from over 150 issuers to promote competition and transparency in the credit card market.
Data and resources
Data on terms of credit card plans was first collected in 1990 as part of the The Fair Credit and Charge Card Disclosure Act of 1988. In 2023, the CFPB enhanced the TCCP survey to collect more details on the credit cards that issuers offer.
Current data and data dictionary
Credit card data is released twice a year along with an updated data dictionary.
Past data and resources
The CFPB maintains historical data from the semiannual survey, available from 1990.
Voluntary Submissions
If your institution did not receive an order to submit credit products to the survey, you can still respond.
Survey submissions must correspond to the reporting period between January 1 - June 30, or July 1 - December 31. Submissions for the reporting period between January 1 -June 30 will be accepted until September 25th. Submissions for the reporting period between July 1 - December 31 will be accepted until March 25th.
Complete the registration form to include your credit product in our data.
Resources for issuers
Collect is the Bureau’s online channel for financial institutions to submit credit card agreements, prepaid account agreements, college credit card marketing agreements, and the Terms of Credit Card Plans Survey. Collect contains all necessary instructions for its use. We have also provided additional resources to help familiarize yourself with Collect.
- Registration form – First-time users, please complete and submit this short form to access Collect
- Access Collect – Submit the Terms of Credit Card Plans Survey using Collect
- Collect MFA Quick Reference Guide – Detailed instructions for setting up MFA Authentication for Collect Users
- Quick reference guide – One-page overview of submitting the Terms of Credit Card Plans Survey using Collect
- User Guide (September 2023) – Detailed instructions for submitting the Terms of Credit Card Plans Survey using Collect
FAQs
The CFPB provides a list of commonly asked questions and answers to assist survey respondents in their submissions. Browse all FAQ topics.