Auto loans
This dashboard provides access to data about car loans, which are closed-end loans used by consumers to finance the purchase of a new or used auto, where the auto is used as collateral for the loan.
Data snapshot
2.3 million
Auto loans originated
(April 2019)
$52.8 billion
Dollar volume of new loans
(April 2019)
3.6% increase
In year-over-year originations
(April 2019)
2.1% increase
In year-over-year inquiries
(August 2019)
1.9% decrease
In year-over-year credit tightness
(April 2019)
Origination activity
Lending levels
The number and volume of auto loans originated each month.
Year-over-year changes
Year-over-year changes in the number and volume of auto loans originated by month.
Geographic changes
Geographic distribution of the year-over-year change in the volume of auto loans originated.
Inquiry activity
Inquiry index
The number of consumers with auto loan inquiries (hard credit pulls) each month indexed to January 2009 levels.
Credit tightness index
The number of consumers with auto loan inquiries and no subsequent loan opening each month indexed to January 2009 levels.
Borrower risk profiles
Volume of auto loans by credit score
Exploring the origination of auto loans to consumers at different credit score levels.
Year-over-year changes by credit score
Detailing the year-over-year changes in origination activity for auto loans by credit score.
Lending to low-to-moderate income neighborhoods
Volume of auto loans by income level
Examining the origination of auto loans to consumers based on the income level of the neighborhood in which they reside.
Year-over-year changes by credit score
Detailing the year-over-year changes in origination activity for auto loans by income level.
Lending by borrower age
Volume of auto loans by age group
Exploring how lending activity is changing for borrowers by age.
Year-over-year changes by borrower age
Detailing the year-over-year changes in origination activity for auto loans by borrower age.