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Saving for now and later


Students learn about the importance of saving, explore the difference between short-term and long-term goals, and then set their own savings goals.

Big idea

Some things take a long time to save for, while others take a shorter amount of time.

Essential questions

  • What’s the difference between long-term and short-term goals?
  • How can a savings goal help us save money?


  • Understand the difference between long-term and short-term goals
  • Create personal long-term and short-term goals

What students will do

  • Discuss the difference between long-term and short-term goals.
  • Review pictures of items to buy and sort them into long-term and short-term goals.
  • Write personal long-term and short-term savings goals.

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Teacher guide


Student materials


Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.