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Playing a saving and spending game


Students discuss the importance of emergency savings and play a game to explore connections between saving, spending, and unexpected expenses.

Big idea

Choosing to save money for unexpected events can help us avoid financial problems in the future.

Essential questions

  • Why is it important to set money aside for emergencies?
  • What are some unexpected events that could cost me money?


  • Reflect on choices about saving, spending, and earning money
  • Explore how a financial emergency can impact savings

What students will do

  • Play a game where they make financial choices and track the money they spend and earn.
  • Reflect on the importance of having money saved for an emergency.

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Teacher guide


Student materials


Note: Please remember to consider your students’ accommodations and special needs to ensure that all students are able to participate in a meaningful way.